Court paperwork sent to old address

[Frankie123]

A false claim of a car incident was made against me. I advised the claimant that I would contact my insurance company to explain nothing has happened and the lady was in fact crazy. Unfortunately my insurance had lapsed.

I then recieved a letter letter from the MIB requesting details of the incident. I responded in April 2017 that i was not involved in the accident and that’s i had an independent witness. I heard no more.

I have now now recieved a letter from their solicitors claiming that’s I owe £4200 for personal injury! Of a accident that didn’t take place. I called this company and they said that all paper work where I could have defended myself was out of time and that the claim was settled. The problem is the paper work was all sent to my old address.

I am am on the electoral role at my current address and have only recieved the new letters chasing for the money here. I never recieved court letters nor a letter dated in Oct 2017 which they have now sent a copy stating that I admitted liability by responding via txt that’s i would contact my insurance company. This is not admitting liability.

This is was the one and only week my insurance had lapsed in my whole life of driving.

What can I do?

[Amethyst]

Have they provided you with copies of the paperwork ? If not ask them to do so, if they refuse ( which would be a tad irrational of them considering they want paying ) you can send them a SAR Subject Access Request Letter

You can also contact the court, likely Northampton County Court Business Centre, if there has been a court claim and judgment against you and ask for copies of the documents - they sometimes charge £10 for this.

Then once you have all the information you can look at trying to rectify matters.

With regards the car accident, is it a case that you weren't in the car at the time of the alleged incident, the car wasn't involved in any incident and was elsewhere that you can evidence ? and was there damage to any vehicle involved, or just the 'injury' ?

Do you have copies of the letter MIB sent and your response from April 2017 ?

[des8]

this sounds a bit odd.

Whose solicitors are chasing you?
MIB would either defend a court claim (in which case they would want you there) or pay out if they thought you were in the wrong.
I just wonder if the claimant proceeded to court against you at an old address hoping to get a default judgement.

See what details turn up and follow Amethyst's advice