** DISCONTINUED ** Lowell Portfolio for Everything Everywhere by BW Legal!

[CoffeeGuru]

OK, I have emailed it. Hope that works!

[Amethyst]

Sorry Coffee Guru, yes you can email it to the court but it would be better to submit it online on Moneyclaim online , you should have the log in details from when you filed your acknowledgment ( bottom right of the claim form?)

Did BW actually send any documents when they wrote to you saying about obtaining default judgment on the 26th ?

[CoffeeGuru]

I have tried to log in to MCOL but the details they gave me on the form dont work.

I will ring the court this arvo if i can get away from work. Just check that they arent about to give me a CCJ !

No, no further documents from them.

[Amethyst]

Just make sure they have logged that you have sent your defence by email to them and put a barr on the case file so the other side can't get a default judgment. Did you acknowledge on paper or through MCOL originally ? It may be if you acknowledge on paper the online stuff isn't accessible anymore.

[CoffeeGuru]

Ok, Yeah I thought I would ring up the court just to settle it and they confirmed my defense has been received by them and sent to the claimant for response. Thanks for your help.

[Amethyst]

Thank goodness for that ( you couldn't settle it with the court anyway it would have to be with the claimant ) ... let's see what they come back with and whether they want to continue after receiving your defence before looking again at settling xxxx

[CoffeeGuru]

Just an update...

Couple of days after I submitted the defense the court sent me a printed copy out to my address along with a letter that confirmed no further action needed to be taken by myself for the time being...

Around the 9th Nov received a letter from BW Legal saying they had asked the original creditor to send the appropriate documents. Also asked me to confirm my address as they had a different one on file - which was odd as the court papers and their letter came to the same address.

I think this will hopefully be the end of it

[CoffeeGuru]

Many thanks! By the way!

[Amethyst]

Weird. Have you replied to Cabot to give them your correct address ( and point out it is the same as that on file ) Don't give them any previous addresses though.

[CoffeeGuru]

I thought that would be the end of it tbh, And the fact they sent a letter to me and had the correct address on the court form I thought negated the need for me to confirm my address.

However, I have just had a letter from BW Legal informing me that their client has notified the court that they are going to proceed with the claim.

They haven't given me any of the documents I have requested. So, is the next thing going to be a court date?

[Amethyst]

Next should be a Directions Questionnaire - https://legalbeagles.info/library/gu...questionnaire/

You should receive an N180 form from the court to complete and file & serve. Just tells the court what to do with the case so that a Judge can issue any directions / set a hearing date.

Did you ever do a SAR to Orange/EE etc ? Might be worth doing.
Subject Access Request Letter

[CoffeeGuru]

OK, thanks Amethyst,

Do I address the SAR to Lowell or BW Legal? Thanks!

[Amethyst]

Neither ... the sar wants to go to the phone company ( Orange/EE)


From EE

You can also ask us for a copy of the information we hold about you using our online form here.

[CoffeeGuru]

OK, thanks. Is it wise to give them my previous address?

[Amethyst]

If that's where you lived at the time the contract was taken out/in use then yes.