** DISCONTINUED ** Mmile finance v kinky john

[Amethyst]

Well, everything looks completely fine to me They've provided you with nothing. So you have sent back your DQ already ? Just a case of waiting for the case to be transferred to your local court, mediation ( if it happens) and theny ou should be given a hearing date and told when to be exchanging witness statements & evidences and when the claimant needs to pay the hearing fee.

[kinky john]

Ok thats reassuring. Thanks for taking the time to review. I am sending my DQ back today. May need a bit of advice when it goes to next stage but will keep you updated. Thanks a lot for your help.

[kinky john]

Hi a quick update. I have received a email for mediation it says it will contact me in next 8 days to confirm if mediation will actually happen?? Still have received no paperwork from MMF ie loan agreements. Any ideas my next step?? thanks in advance

[MIKE770]

when they ring if you not received paperwork tell Mediation- they will state not suitable for Mediation and pass back to the court system

[kinky john]

Cheers for the reply Mike

[kinky john]

Looks like the mediation has passed its date. Howeber I have now received copies from ML of MMF statement of account, copy of loan agreement and notice of legal assignment of debt. Not too sure where I stand now? They do apologise for the delay in replying lol

any advice would be appreciated?

[warwick65]

When you say statement of account, is it just a balance or a full statement showing how the balance was arrived at

[warwick65]

Have they sent you a default notice?
Shame it's too late for part 18 questions

But come to your WS you might want to argue no DN was served and if they say it was served ask how?

[warwick65]

Many Pdls seem to think by email is acceptable same with. Notice of assignment

[kinky john]

0C1678A4-3C8E-4213-A670-8B33C9667908.jpegADED65BB-ED6F-41EF-B426-19EC4AA7AF64.jpeg02A65428-640A-41D1-8960-DFF32A287E9B.jpeg Ok sorry for the delay. I will attach what I have received so you can have a gander. Thanks

[kinky john]

Any thoughts would be great? Thanks

[kinky john]

warwick65 any thoughts

[warwick65]

I can't see a default notice.

Were these letters sent by post or email, mind I'm not sure if that is really relevant. I'm on a phone and no access to a laptop now until tomorrow. Makes life more difficult

[kinky john]

No these were received in the post last week. No default notice was included. No rush like just waiting next move. But thanks for your reply and adjustment kati

[kinky john]

Amethyst MIKE770 any ideas chaps?