*DISCONTINUED*Court Claim - MARLIN EUROPE V LIMITED (Cabot) / Northern Rock

[EXC]

Re: *DISCONTINUED*Court Claim - MARLIN EUROPE V LIMITED (Cabot) / Northern Rock

Well done, thread title changed.

[BeagleAid]

Re: Court Claim - MARLIN EUROPE V LIMITED (Cabot) / Northern Rock - 15-11-2017

Thanks guys a nice early Christmas present

Woohooo !!! Merry Christmas to you.

I'm sorry you don't seem to have had much help off us...mind you, you haven't really needed it from the start - Well done for standing up for yourself !!

Yeah I didn't get a lot of feedback but fortunately I had an old comprehensive defence drawn up by PT which I used as a basic template and then modified it to fit this case. Seems to have done the trick

[Amethyst]

Re: Court Claim - MARLIN EUROPE V LIMITED (Cabot) / Northern Rock - 15-11-2017

Seems to have done the trick

Perfectly

That £305 refund may have been for interest charged in a period where NRAM 'forgot' to send out their annual statements, - as opposed to a refund of charges (particularly if you hadn't complained about them at the time) - http://www.n-ram.co.uk/loans/cca-loans - it was originally looked at early 2012 so could be. Just a guess anyway, I suppose it matters not now

[BeagleAid]

Re: Court Claim - MARLIN EUROPE V LIMITED (Cabot) / Northern Rock - 15-11-2017

Perfectly

That £305 refund may have been for interest charged in a period where NRAM 'forgot' to send out their annual statements, - as opposed to a refund of charges (particularly if you hadn't complained about them at the time) - http://www.n-ram.co.uk/loans/cca-loans - it was originally looked at early 2012 so could be. Just a guess anyway, I suppose it matters not now

Well my best guess for the £305 was 9 lots of bounced Direct Debit charges at £30 each plus one request to alter my monthly repayment date costing £35. I wasn't aware of the errors NRAM made regarding their statements and don't appear to have received any correspondence from them regarding this.

Does this mean that I may be entitled to claim a refund from NRAM?