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Received a claim? Yes
Issue Date: 23/10/2017
Have you Acknowledged the Claim?: Yes
Total Amount Claimed: 711.43 Plus 60 Court fee and 70 representatives costs
Claimant’s Name: PRAC FINANCIAL LIMITED
Solicitors Firm: BW Legal
Original Creditor:Instant Cash Loans Limited t/a Payday Express
Original Debt (eg. Credit card/Loan/Overdraft) : payday Loan
Particulars of Claim:
The Claimant’s Claim is for the sum of £664.03 being monies due from the Defendant to the Claimant under a loan agreement regulated by the Consumer Credit Act 1974 between the Defendant and Instant Cash Loans Limited t/a Payday Express under account reference xxxxxxxx and assigned to the Claimant on 09/12/2016, notice of which has been given to the Defendant. The Defendant failed to maintain the contractual payment under the terms of the agreement and a default notice has been served and not complied with. The claim also includes statutory interest pursuant to section 69 of the County Courts Act 1984 at a rate of 8.00% per annum (a daily rate of £0.15) from the date of assignment of the agreement to 20/10/2017 being an amount of £47.40.
Is the debt Statute Barred (have you had any contact with the creditor or claimant over the last 6 years?): No
List any letters you have sent (eg: CCA/ CPR ) AOS, CCA, CPR submitted
Any Other Information or Background Details:
I cannot remember the details of the payday loan I took out exactly as I took a few at the time due to being made redundant and ill health at the time. I currently have 3 children, a wife who has to stay at ho,e with our 1 year old twins as it would cost as much and more as she could earn for childcare and no disposable income whatsoever Any help on this is appreciated. Thank you
Issue Date: 23/10/2017
Have you Acknowledged the Claim?: Yes
Total Amount Claimed: 711.43 Plus 60 Court fee and 70 representatives costs
Claimant’s Name: PRAC FINANCIAL LIMITED
Solicitors Firm: BW Legal
Original Creditor:Instant Cash Loans Limited t/a Payday Express
Original Debt (eg. Credit card/Loan/Overdraft) : payday Loan
Particulars of Claim:
The Claimant’s Claim is for the sum of £664.03 being monies due from the Defendant to the Claimant under a loan agreement regulated by the Consumer Credit Act 1974 between the Defendant and Instant Cash Loans Limited t/a Payday Express under account reference xxxxxxxx and assigned to the Claimant on 09/12/2016, notice of which has been given to the Defendant. The Defendant failed to maintain the contractual payment under the terms of the agreement and a default notice has been served and not complied with. The claim also includes statutory interest pursuant to section 69 of the County Courts Act 1984 at a rate of 8.00% per annum (a daily rate of £0.15) from the date of assignment of the agreement to 20/10/2017 being an amount of £47.40.
Is the debt Statute Barred (have you had any contact with the creditor or claimant over the last 6 years?): No
List any letters you have sent (eg: CCA/ CPR ) AOS, CCA, CPR submitted
Any Other Information or Background Details:
I cannot remember the details of the payday loan I took out exactly as I took a few at the time due to being made redundant and ill health at the time. I currently have 3 children, a wife who has to stay at ho,e with our 1 year old twins as it would cost as much and more as she could earn for childcare and no disposable income whatsoever Any help on this is appreciated. Thank you
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