County Court Business Centre: PRA Group Ltd

[echat11]

Have you got anything in writing from PRA stating that they would put a 'Hold' on their claim / collection activities?

[RJ45]

Have you got anything in writing from PRA stating that they would put a 'Hold' on their claim / collection activities?

Hi, yes I have a letter from them saying they are looking into my request (CCA) and are placing my account on hold and they would be suspending all collection activity.

[echat11]

Hi, yes I have a letter from them saying they are looking into my request (CCA) and are placing my account on hold and they would be suspending all collection activity.

You will need to do what MIKE770 says in post 15, but wait for more advice.

[jaguarsuk]

You need to make a 'timely' application for set aside, so you need to get your N244 with a witness statement in support citing PRA's 'on hold' letter as the reason you did not file and that they should not have applied for a default judgement knowing your request was outstanding in at the court ASAP.

[MIKE770]

Set Aside Application

[RJ45]

You need to make a 'timely' application for set aside, so you need to get your N244 with a witness statement in support citing PRA's 'on hold' letter as the reason you did not file and that they should not have applied for a default judgement knowing your request was outstanding in at the court ASAP.

Hi, when you mention witness statement, how would I go about doing that as I am not sure what that entails. Is it just a copy of the letter?

Also do I just send in the N244 form as I have read I need to set out a draft order??

thanks everyone for your help, its much appreciated

** I have just followed the link from MIKE770 and now know what the witness statement is **

what is the best way to send this? Should I send it recorded or signed for?

Also do I have to notify/ask PRA that I am asking the court to set aside the judgement?

[MIKE770]

Witness Statements

[jaguarsuk]

Hi, when you mention witness statement, how would I go about doing that as I am not sure what that entails. Is it just a copy of the letter?

Also do I just send in the N244 form as I have read I need to set out a draft order??

thanks everyone for your help, its much appreciated

** I have just followed the link from MIKE770 and now know what the witness statement is **

what is the best way to send this? Should I send it recorded or signed for?

Also do I have to notify/ask PRA that I am asking the court to set aside the judgement?

You don't need to include a draft order, that is why the form give you the option and if you are not confident at drafting one you shouldn't.

In section three of the application you should ask for 'the order dated XX/XX/2021 to be set aside, the claimant be ordered to serve upon the defendant a copy of the credit agreement, default notice and notice of assignment within 14 days of the order being made, that defendant be allowed 14 days from service of the documents to file a defence and that costs of this application are paid by the claimant to the defendant within 14 days of the order being made.'

You should serve a copy of the application upon the claimant.

At the hearing you'll ask for the £255 application fee, postage costs and any parking or travel costs you have incurred.

[RJ45]

Ok PRA have come back with a copy of CCA with my signature on it but the writing on the CCA you can hardly make out. is there anyone on here able to have a look at it and see what my next steps are. thanks

[jaguarsuk]

The agreement must be legible, if it cannot be read then it is unenforceable.

Post copies with personal information removed.