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Agreed to Debtor making monthly payments - payments stopped, debtor moved

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  • Agreed to Debtor making monthly payments - payments stopped, debtor moved

    Hi All,

    I am looking for some advice on what my next step should be. Following small claim mediation with a debtor I agreed to accept monthly payments. However after 3 payments the debtor stopped paying and has moved house. Unfortunately I cannot find where the new address is and the court has basically said they cannot advise on what to do. The same with the Money Claim Online.

    I could do a 3rd party debt order but have been told that because judgement wasnt made that cannot be done. At same time the court seems to not know what step for me to make which seems poor form.

    Does anyone know if there is a form for me to fill in to get this restarted? Do I need the new address of the debtor or will the court use their own powers to find this?
    Thankyou
    Tags: None

  • #2
    Originally posted by Jcarver View Post
    Hi All,

    I am looking for some advice on what my next step should be. Following small claim mediation with a debtor I agreed to accept monthly payments. However after 3 payments the debtor stopped paying and has moved house. Unfortunately I cannot find where the new address is and the court has basically said they cannot advise on what to do. The same with the Money Claim Online.

    I could do a 3rd party debt order but have been told that because judgement wasnt made that cannot be done. At same time the court seems to not know what step for me to make which seems poor form.

    Does anyone know if there is a form for me to fill in to get this restarted? Do I need the new address of the debtor or will the court use their own powers to find this?
    Thankyou
    The court staff cannot advise you because they are not allowed, was the agreement made via the Small Claims Mediation Team?
    COMPLETING AN N180 DIRECTIONS QUESTIONNAIRE (SMALL CLAIMS TRACK) GUIDE

    My posts here are based on my experience of a variety of life events. I have no formal legal training & if in doubt take professional legal advice or contact CAB. If you follow anything I write here you do so at your own risk & I accept no liability for any loss, costs or other outcomes.

    Private messages are disabled as help is only offered publicly. I do not come on here in the evening, at weekends or on public holidays.

    Comment


    • #3
      Originally posted by Jcarver View Post
      Hi All,

      I am looking for some advice on what my next step should be. Following small claim mediation with a debtor I agreed to accept monthly payments. However after 3 payments the debtor stopped paying and has moved house. Unfortunately I cannot find where the new address is and the court has basically said they cannot advise on what to do. The same with the Money Claim Online.

      I could do a 3rd party debt order but have been told that because judgement wasnt made that cannot be done. At same time the court seems to not know what step for me to make which seems poor form.

      Does anyone know if there is a form for me to fill in to get this restarted? Do I need the new address of the debtor or will the court use their own powers to find this?
      Thankyou
      there are tracing agents out there who could track them down for you. TPower are one company.

      Once you know where they are you can seek to enforce the settlement agreement against them.
      I work for Roach Pittis Solicitors. I give my free time available to helping other on the forum and would be happy to try and assist informally where needed. Any posts I make on LegalBeagles are for information and discussion purposes only and shouldn't be seen as legal advice. Any advice I provide is without liability.

      If you need to contact me please email me on Pt@roachpittis.co.uk .

      I have been involved in leading consumer credit and data protection cases including Harrison v Link Financial Limited (High Court), Grace v Blackhorse (Court of Appeal) and also Kotecha v Phoenix Recoveries (Court of Appeal) along with a number of other reported cases and often blog about all things consumer law orientated.

      You can also follow my blog on consumer credit here.

      Comment


      • #4
        Originally posted by jaguarsuk View Post

        The court staff cannot advise you because they are not allowed, was the agreement made via the Small Claims Mediation Team?
        Hi,

        Yes it was.

        Comment


        • #5
          Originally posted by jaguarsuk View Post

          The court staff cannot advise you because they are not allowed, was the agreement made via the Small Claims Mediation Team?
          Surely, my asking if there is a form or what the actual process is regarding debtor not paying, is not seeking legal advise but rather enquiring as to court process?
          All seems made to make more money for the court imo.

          Comment


          • #6
            Originally posted by pt2537 View Post

            there are tracing agents out there who could track them down for you. TPower are one company.

            Once you know where they are you can seek to enforce the settlement agreement against them.
            I couldnt find Tpower on a search. I dont suppose you have a link do you?

            Comment


            • #7
              http://tpowersolutions.co.uk/page9.html

              Comment


              • #8
                Originally posted by Jcarver View Post

                Hi,

                Yes it was.
                Then as stated above you can use form N244 to make an application to the court to enter judgement against the claimant due to breaching the mediation agreement once you know the defendants address to serve them.

                Originally posted by Jcarver View Post

                Surely, my asking if there is a form or what the actual process is regarding debtor not paying, is not seeking legal advise but rather enquiring as to court process?
                All seems made to make more money for the court imo.
                Unfortunately asking about process is advice as usually there's not one straight forward way of doing anything with the court. As such the staff tend to be cautious and just tell you to seek advice elsewhere.
                COMPLETING AN N180 DIRECTIONS QUESTIONNAIRE (SMALL CLAIMS TRACK) GUIDE

                My posts here are based on my experience of a variety of life events. I have no formal legal training & if in doubt take professional legal advice or contact CAB. If you follow anything I write here you do so at your own risk & I accept no liability for any loss, costs or other outcomes.

                Private messages are disabled as help is only offered publicly. I do not come on here in the evening, at weekends or on public holidays.

                Comment


                • #9
                  Originally posted by Jcarver View Post

                  Surely, my asking if there is a form or what the actual process is regarding debtor not paying, is not seeking legal advise but rather enquiring as to court process?
                  All seems made to make more money for the court imo.
                  but you are seeking advice, youre asking what form to use or what the process is, that is normally advice given by a lawyer. If the Court staff get it wrong then you could end up wasting money hence why they simply decline to advise
                  I work for Roach Pittis Solicitors. I give my free time available to helping other on the forum and would be happy to try and assist informally where needed. Any posts I make on LegalBeagles are for information and discussion purposes only and shouldn't be seen as legal advice. Any advice I provide is without liability.

                  If you need to contact me please email me on Pt@roachpittis.co.uk .

                  I have been involved in leading consumer credit and data protection cases including Harrison v Link Financial Limited (High Court), Grace v Blackhorse (Court of Appeal) and also Kotecha v Phoenix Recoveries (Court of Appeal) along with a number of other reported cases and often blog about all things consumer law orientated.

                  You can also follow my blog on consumer credit here.

                  Comment

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