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JSA/DWP overpayment!?

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  • JSA/DWP overpayment!?

    Hi everyone! New to this site so first of all hi guys! I hope you can help me.

    I recently signed on for JSA (joint claim) as I had a zero hour contract from work and after 5 years of being there I was zero houred! So any I signed on ect as normal. Anyway I spoke to my advisor one sign on day and explained I may get a couple shifts in the coming weeks, my exact words were " if I get some shifts here and there before I'm next in, will I just phone up and sign off? And his EXACT words were "you will only have to let us know if your hours are 16 or more, you can still sign on under 16 hours". So basically log story short I done a few hours ere and there eventually went to 12/15. Basically I now know you stil have to let them know when you do some work. ( I didn't as I took my advisors answer straight forward, assumed if there was more to it then he would have said so. To me what I know now anyway, that was very misleading what he said. After I found out this was a mistake( from another advisor, (after I had explained I had a letter saying change of circumstances I'd be paid x amount this date then this date. (Obviously wasn't, I was paid full) my heart completely sunk. She could tell I didn't know the full 16 hour scenario a she said your my in any trouble you just new to give our payslips in. I told her I would be signing off in next few days as I'm hoping for more hours, will I still hand in payslips I ask? She said as I had the letters of changes they must already have my hours and pay. Which I know because my employer emailed me to say they asked her to give me salary and hours. So I'm sitting here waiting on an overpayment or possibly an IUC.

    I hand on heart did not understand the 16 hour element. Obviously now after googling every site and forum from overpayments to fraud I know the rules. What I'm so scared of is incase they think this was intentional and I get pulle in for an interview and prosecuted. I've not ate in 4 days, my heart feels like it's going to come out I swear, worst feeling I've ever experienced. I've never been in trouble before, perfect credit ect. My partner is really annoyed at how much I'm freaking out, she as well as my parents keep telling me it was an honest mistake but I'm a worrier, a huge one. I haven't paid much attention to my two boys as much as I'm totally worrying and constantly googling and seeing some horror stories. And obviously my partner is picking up on this as well as the kids. Everyone knows I'm not being myself, not doing the things I usually enjoy.

    Anyway guys here's some facts.

    I was zero houred around 15th July. Started signing on start of August.

    Started 3-6 hours work mid August, then up to 12/15. I signed off 24th November, I knew I was getting 16 hours or more ( so thought I was doing everything right) that's the same day I received the letter and then had the convo wth my advisor.

    I was entitled to some of the money every week( obviously not it all as I know now) not once did I go over 15 as I thought it was ok.

    As some dates above, I never made a new claim for JSA while I was working so hopefully no intent from the start?

    Obviously going to pay every single penny I was overpaid. I never ever wanted to be in any debt of any kind then something like is happens over a mistake. Oh and last time I signed I asked if I could speak to mark (he was the advisor who gave me misleading info) turns out he doesn't work there anymore.

    As I said guys I'm an honest person I've made a silly mistake that I didn't even realise. Me being me and stressing ALOT it's starting to effect my partner and boys which isn't fair. Also I was paid a total of £1756 in total over the 4 months of that. I worked out my overpayment should be around 1 to 1.5k minus any fine on top.

    My advice guys is what do you most think will happen now? I can't go on feeling how I do, ive never felt like this before, some stuff going through my head is crazy. Hopefully someone can make me feel abit better. I'm not the net searching kind of person orless I'm worrying about something. So never googled anything relating JSA or hours ect, was also dealing with my cousins murder, head was minced. So just going on what my advisor said I'm guessing some people may call me a lier here or a fraudster but I cannot stress enough how much this was an innocent mistake. To me an absolutely huge one! Ad I DO feel like a criminal! Please give me any advice guys. Sorry if this is long or one wrong place. I'm all over the place.

    Thanks in advance.
    Michael.
    Tags: None

  • #2
    Re: JSA/DWP overpayment!?

    Also just to add. It was the same job so money was going into the bank. So ni contributions ect would be changing so surely someone attempting fraud this way is really stupid. I even told people I was still signing on but my work was under 15, and colleagues at work were like yeah I heard you can do that, not bad incase I get zero hours again. No one even mentioned including manager about the 16 rule. I just wish my advisor at the time was more thorough on what I was asking.

    Comment


    • #3
      Re: JSA/DWP overpayment!?

      you should be able to arrange affordable repayments xx

      https://www.gov.uk/benefit-overpayme...ke-a-repayment
      Debt is like any other trap, easy enough to get into, but hard enough to get out of.

      It doesn't matter where your journey begins, so long as you begin it...

      recte agens confido

      ~~~~~

      Any advice I provide is given without liability, if you are unsure please seek professional legal guidance.

      I can be emailed if you need my help loading pictures/documents to your thread. My email address is Kati@legalbeagles.info
      But please include a link to your thread so I know who you are.

      Specialist advice can be sought via our sister site JustBeagle

      Comment


      • #4
        Re: JSA/DWP overpayment!?

        Originally posted by Kati View Post
        you should be able to arrange affordable repayments xx

        https://www.gov.uk/benefit-overpayme...ke-a-repayment

        Won't I be suspected of fraud of some sort? This is why I am worrying so much. Thank you for your reply though I appreciate it! I hope that is the outcome. IUC's prosecution fraud, it all scares me. I'm meant to be a man lol.

        Comment


        • #5
          Re: JSA/DWP overpayment!?

          I feel like xmas is ruined. Can just see me googling and not eating and sleeping for god knows how long

          Comment


          • #6
            Re: JSA/DWP overpayment!?

            Originally posted by Mb.88 View Post
            Won't I be suspected of fraud of some sort? This is why I am worrying so much. Thank you for your reply though I appreciate it! I hope that is the outcome. IUC's prosecution fraud, it all scares me. I'm meant to be a man lol.
            Originally posted by Mb.88 View Post
            I feel like xmas is ruined. Can just see me googling and not eating and sleeping for god knows how long
            Christmas can't be ruined ... this was all a mistake and can be sorted!!

            Have you received an official letter requesting the overpayment repaid? Can you post up a redacted copy (or email it to me and I will - kati@legalbeagles.info)??
            Debt is like any other trap, easy enough to get into, but hard enough to get out of.

            It doesn't matter where your journey begins, so long as you begin it...

            recte agens confido

            ~~~~~

            Any advice I provide is given without liability, if you are unsure please seek professional legal guidance.

            I can be emailed if you need my help loading pictures/documents to your thread. My email address is Kati@legalbeagles.info
            But please include a link to your thread so I know who you are.

            Specialist advice can be sought via our sister site JustBeagle

            Comment


            • #7
              Re: JSA/DWP overpayment!?

              I haven't had the letter yet. Apart from the one that says I should be paid this amount on this dates which I never was. Last I've heard from ten personally was when they sent out my p45 then a letter saying you were paid this much over this time, it's taxable so sent it to HMRC ect. Usual. But two weeks before signed off they sent a letter to my employer asking what hours I done since signing on. She sent it back and not heard since. That was only the 9th this month though. So I'm obviously sitting here waiting for a letter to come for a IUC based on fraud. I'm thinking prosecutions jail everything. I look at my kids and partner and feel horrible that were all feeling like this because of me being me worrying, it's running off on them and it's not fair on them but I can't help it. Just feel there going to think I've done it on purpose not telling them. Even had on my file I'd be going back any hours offered.

              Comment


              • #8
                Re: JSA/DWP overpayment!?

                I hope you're busy and the silence is not a "can't help he's screwed" lol :/

                Comment


                • #9
                  Re: JSA/DWP overpayment!?

                  Originally posted by Mb.88 View Post
                  I hope you're busy and the silence is not a "can't help he's screwed" lol :/
                  :sorry: ... my toddler needed feeding xx
                  Debt is like any other trap, easy enough to get into, but hard enough to get out of.

                  It doesn't matter where your journey begins, so long as you begin it...

                  recte agens confido

                  ~~~~~

                  Any advice I provide is given without liability, if you are unsure please seek professional legal guidance.

                  I can be emailed if you need my help loading pictures/documents to your thread. My email address is Kati@legalbeagles.info
                  But please include a link to your thread so I know who you are.

                  Specialist advice can be sought via our sister site JustBeagle

                  Comment


                  • #10
                    Re: JSA/DWP overpayment!?

                    Originally posted by Kati View Post
                    :sorry: ... my toddler needed feeding xx
                    Aw no worries I wasn't meaning to sound mean if I did? Just expecting the worst as I do. Sorry x

                    Comment


                    • #11
                      Re: JSA/DWP overpayment!?

                      If I was you ... I'd wait for the letter from the DWP :nod:

                      there's not much point fretting over something you can't do anything about (yet) xx
                      Debt is like any other trap, easy enough to get into, but hard enough to get out of.

                      It doesn't matter where your journey begins, so long as you begin it...

                      recte agens confido

                      ~~~~~

                      Any advice I provide is given without liability, if you are unsure please seek professional legal guidance.

                      I can be emailed if you need my help loading pictures/documents to your thread. My email address is Kati@legalbeagles.info
                      But please include a link to your thread so I know who you are.

                      Specialist advice can be sought via our sister site JustBeagle

                      Comment


                      • #12
                        Re: JSA/DWP overpayment!?

                        Originally posted by Mb.88 View Post
                        I hope you're busy and the silence is not a "can't help he's screwed" lol :/
                        As we are all volunteers on LB there are times when it's difficult for every post to be answered quickly.
                        I'm not an expert on the JSA/work area but I think you are reading far to much into this.
                        As [MENTION=49370]Kati[/MENTION] has said why should Christmas be ruined , there has been no chance for you to explain your side
                        of the story.

                        I'm sure others will advise as soon as they are available.

                        nem

                        Comment


                        • #13
                          Re: JSA/DWP overpayment!?

                          Thanks guys I appreciate it. Sorry if I'm sounding like an idiot. You can imagine how my partner is around me with me acting like this! She probably wants to punch me right in the face lol. I'm going on about Xmas because me being me I know a letters coming, I understand I need to pay back what I wasn't due and of course I will! Just freaking out incase they call me in for an IUC and say it was all intentional. So I'm just sitting here worrying every time the postie comes, last thing at night first thing in morning googling about fraud and overpayments. I never used to be like this, ever since having a family of my own, the constant worry about everything is crazy. Hoping the letter is a simple overpayment one where I can phone up and arrange repayments not fraud related. Does anyone seem to think there's a case for that? Thanks again guys, really do appreciate it.

                          Comment


                          • #14
                            Re: JSA/DWP overpayment!?

                            Originally posted by Mb.88 View Post
                            Thanks guys I appreciate it. Sorry if I'm sounding like an idiot. You can imagine how my partner is around me with me acting like this! She probably wants to punch me right in the face lol. I'm going on about Xmas because me being me I know a letters coming, I understand I need to pay back what I wasn't due and of course I will! Just freaking out incase they call me in for an IUC and say it was all intentional. So I'm just sitting here worrying every time the postie comes, last thing at night first thing in morning googling about fraud and overpayments. I never used to be like this, ever since having a family of my own, the constant worry about everything is crazy. Hoping the letter is a simple overpayment one where I can phone up and arrange repayments not fraud related. Does anyone seem to think there's a case for that? Thanks again guys, really do appreciate it.
                            There is little you can do until you know what course the DWP is going to take Mb.
                            There's no point in in trying to guess what will or will not happen as [MENTION=49370]Kati[/MENTION] has quite
                            rightly there's been a mistake which can be sorted out.

                            nem

                            Comment


                            • #15
                              Re: JSA/DWP overpayment!?

                              Stop googling xxxx It's like having a headache and googling and being convinced you're about to drop dead.... so stop it. Chill. And call the DWP debt management team ( on Kati's link) Monday and sort it out. They might just say wait for a letter, but at least you've done something proactive rather than just winding yourself up That really is all you can do, and it really will not be as bad as you think then you'll feel like a plank for getting yourself in a tizwaz about it xxx

                              Oh and if you must google, stop with the googling of FRAUD and just google overpayments - you haven't committed fraud, just made a mistake due to a misrep by the Job Centre lacky xxxx
                              #staysafestayhome

                              Any support I provide is offered without liability, if you are unsure please seek professional legal guidance.

                              Received a Court Claim? Read >>>>> First Steps

                              Comment

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