Confirmation re SSA 1984 and Bank Charges from MP

[Amethyst]

Thanks to LavenderRose for obtaining this response from Rt hon Micheal Jack

[natweststaffmember]

Re: Confirmation re SSA 1984 and Bank Charges from MP

Thanks Lavender Rose. I think it seems to confirm what has in the recent history of the bank charges campaign has known about. For example, on the Prime Ministers website in response to a petition about the same issue the response given was below.

"The purpose of the Social Security Administration Act 1992 Section 187 and section 45 of the Tax Credits Act 2002 is to prevent people’s benefit money being at risk by it being assigned over to a third party in settlement of a debt. It is not intended to prohibit the application of bank charges. Bank charges are in the nature of an expense, and are incurred by the holder of the account; tax credits and benefits are payable in order to help customers meet their expenses, and as such it is legitimate for banks to deduct charges from the balance of an account held in that bank, whether the money paid into the account comes from tax credits, benefits or other sources, such as earnings."


I will post the source if you want it but it was removed from another site when I did so I won't for now.

[Amethyst]

Re: Confirmation re SSA 1984 and Bank Charges from MP

The last sentence of the letter is a bit of a joke and shows how out of touch MP's really are with what happens on the ground.