PPI paid by deceased

[CYNthesys]

Can a deceased's executor make a PPI claim in respect of the deceased

[CYNthesys]

Re: PPI paid by deceased

BUMP
Does anyone know when PPI was first introduced?

[MIKE770]

Re: PPI paid by deceased

To 30 Years of

Mis-sold PPI

[CYNthesys]

Re: PPI paid by deceased

Do you mean the 30 yrs starts from the date of it being sold?

A claim company told me that it only deals with claims from 1989 onwards, as PPI wasnt introduced before then?

[EXC]

Re: PPI paid by deceased

Do you mean the 30 yrs starts from the date of it being sold?

A claim company told me that it only deals with claims from 1989 onwards, as PPI wasnt introduced before then?

That sounds about right, the 90s according to this https://www.theguardian.com/business...andal-unfolded

Both OFT and the Competition Commission did market studies on PPI so you could try those for the history of PPI, though they might be tough to find as they're both defunct.

On claims for a deceased person, I think you can but I'd give the FOS a call and I'm sure they can tell you for sure. In fact ask them about when PPI started too.

[enaid]

Re: PPI paid by deceased

Am sure you can claim it and then it would be part of the estate, not an easy thing though to prove mis selling imo unless you already know of a valid reason.

[des8]

Re: PPI paid by deceased

Credit Protection policies were available back in the 60s, but it wasn't until the late 80's that the banks latched on, and then started the misselling spree of worthless (to the consumer) policies.

[Diana M]

Re: PPI paid by deceased

Can a deceased's executor make a PPI claim in respect of the deceased

Do you mean a claim of mis-selling PPI so that the premiums can be refunded?

Or do you mean in the event the deceased may have been entitled to make a claim on the policy due to illness prior to death (or any reason covered by the policy) can the Executor process the claim on their behalf?

The answer to either question is an Executor can deal with the claim. Sadly not enough know that they can.

Di

[CYNthesys]

Re: PPI paid by deceased

Yes I mean a claim of mis-selling PPI so that the premiums can be refunded.
I enquired about this with Gladstone Brookes, they said they wont take on claims by executors unless the executor and the deceased were joint account holders

[Diana M]

Re: PPI paid by deceased

I enquired about this with Gladstone Brookes, they said they wont take on claims by executors unless the executor and the deceased were joint account holders

Why use a fee charging Claims Management Company? Gladstone Brookes say they charge 25% plus VAT of any PPI refund they recover

Di

[CYNthesys]

Re: PPI paid by deceased

I was just testing the water