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Ppi claims upset ?
Hello everyone I'm a newbie here , I've been reading some of the excellent advice throughout this forum and I'm really impressed with everyone's welcoming and advice I'm interested if any one can help me in this situation I'm in ?
I will start out by saying yes I'm a fool , a naive one at that!
right back in 2009 unfortunately I was declared bankrupt a low point in my life but the only way out of the mess I was in
a year passed and I was discharged everything seemed ok I set about getting on with life dealing in cash only all ok no problems
then from time to time was contacted by ppi company's asking about my history etc I generally fobbed them off and was not interested at all , they kept pestering me and after time gave in
to a company called red star financial management
the process was fairly simple filled in forms etc the process took about 5 months I forgot about to be honest because of length of time but my creditor also wrote to me saying I was eligible for a claim but account was in arrears not stating how much ! I didn't have any paperwork with balances etc and I've moved property's about 3 times etc , red star hassled be to sign consent forms which I did , it all went through , but my creditor took all of the claim and offset it against what I owed ! Thus leaving me with nothing , ok fair one I thought that would be that , no the claims company wanted the fees owed I explained I did not receive anything but they said they have won this you need to pay !
which opened my eyes to me being a fool
I've looked into this and found out that even though I was discharged from bankruptcy any monies awarded should go the official receiver as forms part of my estate , if the official receiver
had taken the money's the ppi company wouldn't see me for the bill , I've phoned them but they are not interested !!
i feel misguided by this , also a fool as stated above
do I have to pay the fees ? What will happen if I don't pay them ?
i wouldn't of entered into any of this if I knew any of this please help somebody ?
I will start out by saying yes I'm a fool , a naive one at that!
right back in 2009 unfortunately I was declared bankrupt a low point in my life but the only way out of the mess I was in
a year passed and I was discharged everything seemed ok I set about getting on with life dealing in cash only all ok no problems
then from time to time was contacted by ppi company's asking about my history etc I generally fobbed them off and was not interested at all , they kept pestering me and after time gave in
to a company called red star financial management
the process was fairly simple filled in forms etc the process took about 5 months I forgot about to be honest because of length of time but my creditor also wrote to me saying I was eligible for a claim but account was in arrears not stating how much ! I didn't have any paperwork with balances etc and I've moved property's about 3 times etc , red star hassled be to sign consent forms which I did , it all went through , but my creditor took all of the claim and offset it against what I owed ! Thus leaving me with nothing , ok fair one I thought that would be that , no the claims company wanted the fees owed I explained I did not receive anything but they said they have won this you need to pay !
which opened my eyes to me being a fool
I've looked into this and found out that even though I was discharged from bankruptcy any monies awarded should go the official receiver as forms part of my estate , if the official receiver
had taken the money's the ppi company wouldn't see me for the bill , I've phoned them but they are not interested !!
i feel misguided by this , also a fool as stated above
do I have to pay the fees ? What will happen if I don't pay them ?
i wouldn't of entered into any of this if I knew any of this please help somebody ?
My fault for not being more aware of this but hindsight is a wonderful thing 
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