PPI and unfair default charges

[a foster]

Re: PPI and unfair default charges

Hi, Welcome sold me the loan forcing me to take PPI; LLoyds were the Underwriters; I have contacted LLoyds and they do hold my information; hope that helps

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Just to let you all know that I have just found out after several years of searching that LLoyds were the Underwriters for my loan taken out with Welcome Finance in May 2000; hope this helps

[a foster]

Re: PPI and unfair default charges

Hi, I would like to know if anybody could shed any light regarding LLoyds and Welcome Finance; I have written to LLoyds regarding the PPi mis sale, they agree that they are indeed the Underwriters but Welcome is responsible; I am awaiting Welcomes response - probably a negative one; I would also like help with a mechanical breakdown issue with additional insurances that I was forced to buy in April 2002; I have approached Welcome and they responded saying that they did not have to pay out because a High Court ruled that Scheme had been put in place in 2011 for 2 months and that I should have claimed then which I did to no avail; having scrutinised the agreement, I thought I'd approach Royal and Sun Alliance whose name appears on the HP agreement for the car as the Insurer/Broker - Royal Sun Alliance did respond and I have this in writing stating that they never sold this type of insurance back the - strange? I have also been in touch with the FOS regarding the PPi I was forced to buy yet could not use when I suffered back pain; I have submitted a GPs letter to each of the Underwriters as to why my claim was rejected and am waiting for their reply too; what can I do now; please can someone advise, thanks

[a foster]

Re: PPI and unfair default charges

Hi, I just wondered whether anybody knew the maximum period ppi can be paid? I was forced to buy ppi via Welcome Finance on three loans, one in April 2000 - Underwriter Jubilee Group, the other 2 Direct Group, April and May 2002. I was rejected for claim as the insurer - Direct Group said my injury was mechanical but I have however found a letter from my GP stating otherwise - I was on incapacity benefit for 7 years. I have contacted Welcome who said the PPI will only pay out for 5 years and having read other cases some have said only 16,? I have sent the Jubilee Group and Direct Group my GPs letter and await their response and would really like to find out the ppi payment duration because i'm being given different information, I had to sell my house to pay Welcome back. Please can someone advise, thanks