Claiming PPI - Barclays

[lickywoo]

Hi
Just wanted some advice if i could claim my ppi back

i claim disability and carers nearly 5yrs ago now barclays asked if i wanted a loan for 6,000.00 pounds i said yes they also added on that 2,800 for ppi they said i needed it to get the cash loan so i agreed.I tried cancelling the ppi for about 2/3 months but with no luck,they just said i couldn't cancel.

can i claim my ppi back.

Thanks

LW

[leclerc]

Re: Claiming PPI - Barclays

Yes 100% but have you got the original paperwork?
And a complaint about not being able to cancel the PPI cos that is definitely not true.

[lickywoo]

Re: Claiming PPI - Barclays

Thanks for your reply

yes i have my loan agreement paperwork
but sadly no proof i tried to cancel it
it was done all over the phone i did write it in a letter and 4wks later got a reply back from them still saying no but i didn't keep that letter,i'm hoping they have a copy.

[di30]

Re: Claiming PPI - Barclays

Hi

It's possible they may still hold the details of the phone call, some companies will provide the recordings free of charge on request, but otherwise though a Subject Access Request (SAR).

[lickywoo]

Re: Claiming PPI - Barclays

Barclays sent me a questionaire should i fill it in

Thanks

LW

[di30]

Re: Claiming PPI - Barclays

Barclays sent me a questionaire should i fill it in

Thanks

LW

Hi

And yes I would.
This is usually standard now with these reclaim questionnaires, some will accept letter of complaint and others will not.
Remember to keep a copy for yourself as well in case you need to refer back to this again at some point.

[lickywoo]

Re: Claiming PPI - Barclays

I sent of my questionnaire plus photo copied it so i got a copy

Barclays sent me a letter saying they should deal with my claim by the
2nd nov 11

is that normal to take that long with a claim

[di30]

Re: Claiming PPI - Barclays

I sent of my questionnaire plus photo copied it so i got a copy

Barclays sent me a letter saying they should deal with my claim by the
2nd nov 11

is that normal to take that long with a claim

Good one.
As they have backlogs the FSA have given the main of the banks extra time, but I assumed until October the latest, so with cases/complaints made prior to April 2011, 31st August is the deadline and others made after I thought it was October.

[lickywoo]

Re: Claiming PPI - Barclays

Hi
Do they still pay out claims even with no proof of you trying to cancel
your ppi

LW

[di30]

Re: Claiming PPI - Barclays

Hi
Do they still pay out claims even with no proof of you trying to cancel
your ppi

LW

Hi

Yes they will still pay out claims, it makes no difference.

[TUTTSI]

Re: Claiming PPI - Barclays

With Lloyds it is 16 weeks from date of being sent in. So maybe this date of November is the latest time it will be dealt with which is within the 16 weeks

Good one.
As they have backlogs the FSA have given the main of the banks extra time, but I assumed until October the latest, so with cases/complaints made prior to April 2011, 31st August is the deadline and others made after I thought it was October.