MOJ removal of CartoonBankers by Alex Woods

[NLP]

Re: MOJ removal of CartoonBankers by Alex Woods

They get a little precious on this forum when the nasty men and women who work for a living get involved.

Darn those capitalist bleeps.

Power to the people..... (he says in the voice of wolfie smith)

[righty]

Re: MOJ removal of CartoonBankers by Alex Woods

I agree with Angry Cat.

And I apologise if I have come across a little harsh on this thread. I hope you understand why.

Ame
xx

I don't
The guys been nothing but be upfront at every stage. As to why he's setting up a seperate company thats a business decision between him & his gaffer & none of our business IMHO

Sorry If I seem a bit harsh:tinysmile_aha_t:

Re: MOJ removal of CartoonBankers by Alex Woods

So based on this and going to the FOS and only getting the return of the premium and a bit of interest at 8% the consumer is missing out big time.:tinysmile_aha_t:

Yup thats what I'm going for refund of all payments made AND damages equivilent to % paid + damages equivilent to contractual compound intrerest for having the 'loan' of the money + 8% CC

[righty]

Re: MOJ removal of CartoonBankers by Alex Woods

its also worth noting that, PPI can lead to irredeemable unenforceability under a regulated agreement

Look at London North Securities vs Meadows.

Not all people become aware of this either

Yup its quoted in the POC thats what I'm going for refund of all payments made AND damages equivilent to % paid + damages equivilent to contractual compound intrerest for having the 'loan' of the money + 8% CC

Re: MOJ removal of CartoonBankers by Alex Woods

There is a very good chance that PPI was included in that 2nd loan and they do not even know it.

Lets face most consumer will sign what ever is put under there noses without them reading the small print.

http://www.thisismoney.co.uk/news/ar...5&in_page_id=2 That is incredible, lending at it's worst I would say.

http://www.oft.gov.uk/about-the-oft/...CA2006/unfair/

[righty]

Re: MOJ removal of CartoonBankers by Alex Woods

I lost any sense of humour relating to CMCs screwing people out of hundreds or thousands of pounds for nothing in return a long time ago.

So you may be different and you may have morals, but I don't know you, and I will do my utmost to protect consumers who come here for help being 'syphoned' off to CMCs we know nothing about.

Yes you have done a few videos, not earth shattering, interesting to see your view as a solicitor. It doesn't mean I automatically trust you and know you.

So go and get your MOJ licence, get some evidence and earnyourself clients by having a damn good reputation. You are not advertising here.

Well I do & for whats its worth IMHO he's be trusted As for it being easy peasy to claim PPI it aint not if you want to maximize your claim it aint AND if you wnat to overcome their tactic of using the JR to stop all claims

The JR is NOT about the validity of claims but about the FSA's powers & nowt else

[Angry Cat]

Re: MOJ removal of CartoonBankers by Alex Woods

http://www.thisismoney.co.uk/news/ar...5&in_page_id=2

http://www.oft.gov.uk/about-the-oft/...CA2006/unfair/

[pt2537]

Re: MOJ removal of CartoonBankers by Alex Woods

its also worth noting that, PPI can lead to irredeemable unenforceability under a regulated agreement

Look at London North Securities vs Meadows.

Not all people become aware of this either

[pompeyfaith]

Re: MOJ removal of CartoonBankers by Alex Woods

Can I clarify this with you are PT, if there are multiple loans and one is paying off another loan does the first loan become time barred since they are both interconnected?

None of mine ever did and some of those were inter-connected and some not as I settled early but got redress on all 9 of them going back to March 1999.

As for AC's comments I agree 2.5 yrs and two wrong offers is far to long and it would not have been settled now had it not been for the excellent work of this forum calculating the right amount and putting those figures to the bank and fos.

[Angry Cat]

Re: MOJ removal of CartoonBankers by Alex Woods

My comment leclerc, was in relation to complex cases;
taking action against a creditor, can become time barred.
http://www.hclaw.co.uk/articles.asp?articleid=4

Not really a problem though if one has a valid counter-claim and;
a good lawyer.

IMHO, the FOS take far too long investigating...

[leclerc]

Re: MOJ removal of CartoonBankers by Alex Woods

A case can also become time barred, due to the length of time taken (FOS) investigating.

Not impressed with the FOS; never have been. (simple cases exempt)

Can I clarify this with you are PT, if there are multiple loans and one is paying off another loan does the first loan become time barred since they are both interconnected?
Furthermore, are you saying that it becomes time barred due to the fact that the FOS make a decision against the claimant since the date that they go to the FOS would be the date for the purposes of Limitations?

[Angry Cat]

Re: MOJ removal of CartoonBankers by Alex Woods

A case can also become time barred, due to the length of time taken (FOS) investigating.

Not impressed with the FOS; never have been. (simple cases exempt)

[pt2537]

Re: MOJ removal of CartoonBankers by Alex Woods

I see no problem in that, but where would ordinary folk know where and how to deal with these complicated matters.

also what if you dont get what you ought to get,

what if the FOS finds for you but not in the way you are entitled to

you become barred in my view to take the case to the courts

the lennon v birmingham city council decision seems to suggest that its a one shot attack.

There is a saying which a very respected barrister said to me once, if you are ill you see a Doctor, If your car breaks down you see a mechanic, if you electrics stop working you get an electrician, so if you need legal help you should consult a solicitor

I dont agree with that totally, but the way cases are becoming more complex, the shifting sands from the Courts, its not helpful to the litigant in person, especially while we have Flaux and Waksman handing down decisions like they have recently

Re: MOJ removal of CartoonBankers by Alex Woods

I see no problem in that, but where would ordinary folk know where and how to deal with these complicated matters.

That's a fair point but the proper calculation of redress only comes into play after a claim for mis-selling is accepted. Is there anything to prevent a claimant putting forwards his calculation of compensation to the FOS?

[EXC]

Re: MOJ removal of CartoonBankers by Alex Woods

That's a fair point but the proper calculation of redress only comes into play after a claim for mis-selling is accepted. Is there anything to prevent a claimant putting forwards his calculation of compensation to the FOS?