MOJ removal of CartoonBankers by Alex Woods

Re: MOJ removal of CartoonBankers by Alex Woods

I would have normally agreed with you, but how do we know if the payments that are returned through the FOS have been calculated correctly and include the return of all the PPI and interest, especially when complicated interest is intertwined in the calculations.

Many folk tbvh, may not have got back through the FOS the correct amount of money and folk who take these matters to court would not know they could call on expert witnesses to calculate the correct money that should be returned to them.

I am sure that there are some simple ones, but would imagine that some companies that hide the fact that PPI is even included, hence why it is mis- sold in some cases and these companies are very devious in the way interest has been added. Some cases are just so complex it would take qualified and expert peeps to unravel this.

I came accoss a case recently where a secondary lender Mortgage company may have added from the broker and as part of the loan PPI and have charged vast amounts of interest. This being the case I bet the FOS would not go into great lengths to rectify this position correctly, I would have my doubts.

You know me I am anti Claims Management Companies especially who scam upfront fees from folk and don't do anything at all promise the world and nothing in return. But there is a place in the maketplace for good honest Claims Management Companies that will actually work in the client interest and win them the correct money back - less a fee of course.

I would have thought that the FOS would be better as unlike a court they would account for what is fair & reasonable and good industry practice.

[Angry Cat]

Re: MOJ removal of CartoonBankers by Alex Woods

Taking a complex case to the understaffed FOS?

[EXC]

Re: MOJ removal of CartoonBankers by Alex Woods

I would have thought that the FOS would be better as unlike a court they would account for what is fair & reasonable and good industry practice.

[Angry Cat]

Re: MOJ removal of CartoonBankers by Alex Woods

Some cases that include the (pre 2005) mis-selling of PPI, are complex.

[EXC]

Re: MOJ removal of CartoonBankers by Alex Woods

But why go to court at all for a PPI claim?

[pt2537]

Re: MOJ removal of CartoonBankers by Alex Woods

Why would you use a solicitor for PPI claims?

this is the thing, while PPI claims can be done yourself, some people are not confident or capeable of going up against the banks.

We have had a number of adverse judgments in the area of PPI, and id say there is a wider field than just PPI, there are other applications which could be included

What needs to be remembered, is, and i will use a worked example, Mr K was a litigant in person, he took his case to court and tried to be an advocate before a hostile judge. He lost,

In the same month Dr Cs case went to court, he had Counsel in his corner, and won the case.

Mr K had to go off to the Court of Appeal to get his case sorted in his favour.

The point is, not all people make good advocates, also, reading parrot fashion off a forum has limits, what happens if the oppo counsel throws a case that the party has never heard of? into the mix, then what? this is where people get stuck alot of the time and where cases are lost.

I appreciate that there are some people who can do this themselves, but surely it can only be a benefit to all if they have the choice to say "ill do it myself" or " i dont know what to do, so i will give it to someone else"

[EXC]

Re: MOJ removal of CartoonBankers by Alex Woods

Why would you use a solicitor for PPI claims?

[pt2537]

Re: MOJ removal of CartoonBankers by Alex Woods

Ive gotta say, the ethical Claims management company , does sound appealing


The problem you encounter when you are instructing a firm of solicitors is firstly costs, if they wont act on a CFA then your looking at £180 per hour plus vat.

Secondly, even with a CFA, that dont cover Counsels fees, so, theres more to add.

And there are not many ATE insurers left, 6 out of the 7 we used pulled out after Carey and teasdale, the 7th has refused to cover our cases including the kotecha case due to the risk.

So depending on how it was funded, a cmc may be able to take the pressure off, i dont know.

it really does depend on how its set up how its funded and how it works in reality that will define if its any good or not

[Angry Cat]

Re: MOJ removal of CartoonBankers by Alex Woods

...People appreciate the videos as they can make things simpler to understand than reading reams of information.

Exactly;
in laymans terms:beagle:

[Amethyst]

Re: MOJ removal of CartoonBankers by Alex Woods

It's fine Alex, I'm not going to babysit your videos, you have said you will try and leave off with the advertising and I take you at your word on that. People appreciate the videos as they can make things simpler to understand than reading reams of information.

[Cartoon Bankers]

Re: MOJ removal of CartoonBankers by Alex Woods

Angry Cat

Thank you for your support and your opinion.

I appreciate the time you have taken to read my posts.

Bless you

Alex Woods
Cartoon Bankers
------------------------------- merged -------------------------------
Amethyst,

In future is it ok if I send you a preview of the video first for you to vet them before posting on the forum.

I will standby any decision you make and ensure that the site is strictly informational.

Knowledge is power!

Alex Woods

[Angry Cat]

Re: MOJ removal of CartoonBankers by Alex Woods

I agree with Angry Cat.

And I apologise if I have come across a little harsh on this thread. I hope you understand why.

Ame
xx

Lateral thinking, Amethyst.

XXX

[Amethyst]

Re: MOJ removal of CartoonBankers by Alex Woods

I agree with Angry Cat.

And I apologise if I have come across a little harsh on this thread. I hope you understand why.

Ame
xx

[Angry Cat]

Re: MOJ removal of CartoonBankers by Alex Woods

epending on feedback I may simply leave setting up the claims arm until later or not at all!

Thank you very much indeed in advance for your feedback.

Many thanks,

Alex Woods

If, I were you, which of course I am not. And, unlike you I am not an admitted member of the Law Society.
Common sense would tell me not to set up the claims arm.

Your obvious expertise, would be better channelled by providing specialist PPI legal advice through your firm!

As stated prior, the general consumer distrusts CMC's: cost

Please, bear in mind that you could even end up with a 'big feather' in your legal cap.

My comments relate only to complicated PPI cases, of which there are many and, there could be many more.

Re: MOJ removal of CartoonBankers by Alex Woods

Just thought I would share this one with you Alex:-

http://www.dailymail.co.uk/money/art...-hes-back.html