Latest Update on PPI Judicial Review - NO APPEAL - get your claims in......

[Paul210]

Re: Latest Update on PPI Judicial Review - NO APPEAL - get your claims in......

just spoke with HBOS. they are stating no official policy yet but been told that all complaints to be worked in date order from when originally lodged, effectively means a new claim lodged tomorrow will be back of the queue behind the JR delayed cases. Great if youve been on hold the last 6 months but does mean theres a chance new complaints may not be dealt with within the 8 weeks timeframe.

Also confirmed all complaints on hold will get a letter stating whats heppening and apologising (yes he did way that word although I think may be watered down to a 'deep regret' or likewise before any actually sent out) for the delays in getting responses out during JR hold.

[Angry Cat]

Re: Latest Update on PPI Judicial Review - NO APPEAL - get your claims in......

It will be intersting to see how the members who have had their alleged debts sold to DCA debt buying firms, whilst in Dispute with the OC about mis-sold PPI.

These members have been hounded by DCA's for payment of monies that, is made up of useless PPI premiums and interest that accrued on same.

These members have incorrect data registered on their CRA credit files, also.

Sounds like, it will be a bungly bing tangle of problems that will have to be straightened out, in order to compensate those victims of the Banks mis-selling of PPI!

[Paul210]

Re: Latest Update on PPI Judicial Review - NO APPEAL - get your claims in......

maybe the BBA should have a quick look on some forums as well as just the mainstream media (starting here)... that would really make them complain about the way shes viewed!

[Angry Cat]

Re: Latest Update on PPI Judicial Review - NO APPEAL - get your claims in......

"We are also obliged to report the Telegraph’s poisonous personal attack on Angela Knight "

thats nothing to do with her being the mouthpeice of the BBA during its systematic attack on the rights of consumers then....

Madame Knight, has not been top of the popularity polls.

One wonders, why?:beagle:

[Paul210]

Re: Latest Update on PPI Judicial Review - NO APPEAL - get your claims in......

It's amazing what turns up in my inbox sometimes.

This time it's the BBA's own analysis of the week's media coverage - most of it about their withdrawal from the Judicial Review.

"We are also obliged to report the Telegraph’s poisonous personal attack on Angela Knight "

thats nothing to do with her being the mouthpeice of the BBA during its systematic attack on the rights of consumers then....

[Angry Cat]

Re: Latest Update on PPI Judicial Review - NO APPEAL - get your claims in......

If someone did have that kind of payout but paid off say their loans and credit cards taking the amount they had under that limit, does that have a bearing or is it simply that if they have a 16K payout then their benefits are stopped for the period of time that they have that money?(am kinda looking at the get out clause for people who may be affected or a strategy for those that do have that amount of PPI paid out).

Leclerc, the maximum savings allowed are:
Housing Benefit: £16,000 and;
Pension Credit: £10,000.

[di30]

Re: good news for me on 13th woohoo!!

hi guys since getting the letter at beginning of week from rbs saying they did agree with me being missild i was due 0 due to it being older than 6 years been waiting for second letter for 2nd complaint to be delivered expecting same letter but SURPRISE SURPRISE they've offered me £5899 which includes interest this is the one they have seemely lost my agreement form so have to take their word on figures i'm going to take my money and run as i think getting our money back isn't going to be as easy as we thought.

just sent my stuff to fos today on 1st one with rbs and just got 10 more to hopefully get sorted without fos.
now we can have a family holiday in summer so chuffed hope this is start of good news on here as not been much lately!!

What a wonderful surprise , so pleased for you hun, WELL DONE! Xxx

[EXC]

Re: Latest Update on PPI Judicial Review - NO APPEAL - get your claims in......

It's amazing what turns up in my inbox sometimes.

This time it's the BBA's own analysis of the week's media coverage - most of it about their withdrawal from the Judicial Review.

[cappo]

Re: good news for me on 13th woohoo!!

hi guys since getting the letter at beginning of week from rbs saying they did agree with me being missild i was due 0 due to it being older than 6 years been waiting for second letter for 2nd complaint to be delivered expecting same letter but SURPRISE SURPRISE they've offered me £5899 which includes interest this is the one they have seemely lost my agreement form so have to take their word on figures i'm going to take my money and run as i think getting our money back isn't going to be as easy as we thought.

just sent my stuff to fos today on 1st one with rbs and just got 10 more to hopefully get sorted without fos.
now we can have a family holiday in summer so chuffed hope this is start of good news on here as not been much lately!!

well done

[StrayPup]

Re: Latest Update on PPI Judicial Review - NO APPEAL - get your claims in......

Just be careful on the FP one remember you only have six months to go to the ombudsman after the final decision, I don't think there is any way they will re-assess as the next recourse for you was the FOS as that was the last stage in their internal process.

Thanks for that heads-up. I was worried about that, so I just gave the FOS a ring to at least start the ball rolling.

However in reading the last letter I had from FP over the phone to the FOS, we noted that it did not say that (having failed to agree with me that the PPI was mis-sold) that this was a final letter, although it did mention the FOS. But rather invited me to discuss further, which I have now done armed with the JR ruling and new guidelines.

[oorbrian]

Re: Latest Update on PPI Judicial Review - NO APPEAL - get your claims in......

Housing benefit will be effected if you have more than £6000 and you would get nil if over £16000

[leclerc]

Re: Latest Update on PPI Judicial Review - NO APPEAL - get your claims in......

Yes it may have an impact. In most cases people who have more than £16000 in the bank have their benefits reduced or stopped. It also has an impact on Housing Benefit at a lower level i believe. DLA is not effected as it is not means tested but Income support is.
I know this will not effect a large number but it may effect some. I think my figures are correct but may be slightly out

If someone did have that kind of payout but paid off say their loans and credit cards taking the amount they had under that limit, does that have a bearing or is it simply that if they have a 16K payout then their benefits are stopped for the period of time that they have that money?(am kinda looking at the get out clause for people who may be affected or a strategy for those that do have that amount of PPI paid out).

[oorbrian]

Re: Latest Update on PPI Judicial Review - NO APPEAL - get your claims in......

I want to throw something into the mix with regards to payments received. If someone is in receipt of benefits, does any payout have an impact on their ability to receive missold payments, ie are there thresholds that would be breached(for want of a better word) that might impact on that issue?

Yes it may have an impact. In most cases people who have more than £16000 in the bank have their benefits reduced or stopped. It also has an impact on Housing Benefit at a lower level i believe. DLA is not effected as it is not means tested but Income support is.
I know this will not effect a large number but it may effect some. I think my figures are correct but may be slightly out

[leclerc]

Re: Latest Update on PPI Judicial Review - NO APPEAL - get your claims in......

I want to throw something into the mix with regards to payments received. If someone is in receipt of benefits, does any payout have an impact on their ability to receive missold payments, ie are there thresholds that would be breached(for want of a better word) that might impact on that issue?

[k77mss]

good news for me on 13th woohoo!!

hi guys since getting the letter at beginning of week from rbs saying they did agree with me being missild i was due 0 due to it being older than 6 years been waiting for second letter for 2nd complaint to be delivered expecting same letter but SURPRISE SURPRISE they've offered me £5899 which includes interest this is the one they have seemely lost my agreement form so have to take their word on figures i'm going to take my money and run as i think getting our money back isn't going to be as easy as we thought.

just sent my stuff to fos today on 1st one with rbs and just got 10 more to hopefully get sorted without fos.
now we can have a family holiday in summer so chuffed hope this is start of good news on here as not been much lately!!