Some PPI sellers still not treating customers fairly says FSA report OCT 06

[Amethyst]

http://www.fsa.gov.uk/pages/Library/...2006/104.shtml

Top tips for consumers

The top tips published today include:

• PPI is almost always optional - you should not be refused credit if you decide not to buy it. Consider your own personal financial circumstances, including any other insurance cover or savings you already have, when deciding whether you need it;
• If you do, make sure you are clear about what you will be covered for and what won't be covered, for example any exclusions relating to your medical history;
• Ask before buying if you are uncertain;
• Remember you don't have to take out PPI from the same place you get your loan from - shop around to compare benefits and prices;
• Check what you will get back if you cancel the policy or repay the loan early.