hello every one , first post here .
i had a loan with the fund corp back in 05 , they added ppi without my prior knowledge , any way after seven overpayments ie with ppi i tel and had it cancelled off ,any way in march of this year i began my quest for a refund ref this ppi , did the usual sar them in march got my statement etc , have kept on at them , not being a total wizz i noticed that my amount that i worked out i had overpaid was down as a journal debit , sent a letter in late oct ref this saying that their hiding the true facts and figures amonst the statement was not on fraud , dubious accounting methods , mis representation amonst other stuff i wrote ,as well as adding comp interest gave them a total i would accept. their reply said they would offer the amount i initially paid without the interest, i do believe i have them over a barrel and sent my reply taking it to the small claims court send the full amount i asked or my next step will be court, now i know they must be fretting a bit bec i have received another reminder of the first offer . my question is i am carrying out my threat and need help ref my poc can i put fraudulent misrepresentation as well as usual mis sold stuff bec i have asked since march and only now have they acknowledged the refund :beagle:
i had a loan with the fund corp back in 05 , they added ppi without my prior knowledge , any way after seven overpayments ie with ppi i tel and had it cancelled off ,any way in march of this year i began my quest for a refund ref this ppi , did the usual sar them in march got my statement etc , have kept on at them , not being a total wizz i noticed that my amount that i worked out i had overpaid was down as a journal debit , sent a letter in late oct ref this saying that their hiding the true facts and figures amonst the statement was not on fraud , dubious accounting methods , mis representation amonst other stuff i wrote ,as well as adding comp interest gave them a total i would accept. their reply said they would offer the amount i initially paid without the interest, i do believe i have them over a barrel and sent my reply taking it to the small claims court send the full amount i asked or my next step will be court, now i know they must be fretting a bit bec i have received another reminder of the first offer . my question is i am carrying out my threat and need help ref my poc can i put fraudulent misrepresentation as well as usual mis sold stuff bec i have asked since march and only now have they acknowledged the refund :beagle:
Comment