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PPI company has decided it don't want to pay any more

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  • PPI company has decided it don't want to pay any more

    ten years ago i had a loan with the HSBC no problem good job never missed a payment or an insurance payment:tinysmile_hmm_t2:. 28 years of motor industry,started sweeping workshop:cry: finished as workshop controller of one of the biggest bodyshops in bristol. Then the bad bit,i had back aches for six years,you just deal with it, then one day i could'nt move and i was rushed into frenchay hospital after three weeks, of morphine and other pain relief ihad an injection in the spine.(pain blocker) worked for two weeks,my range of movement at best could only be discribed as a tiny shuffling,in excrushiating pain.:cry:anyway eventually operation on spine.had two slipped disc's:cry: and two vertical fractures:cry: got fitted with two metal rods and 4 screws but i can walk again.19 months down the line on incapacity benifit and made redundant from very nice biggest bodyshop NOT.(SCREWED OVER)
    With redundancy money decided to retrain as home inspector as most of training done at home because i can not stand or sit or lay for more than 30 mins at a time. AVIVA has now decided not to pay any more as i have been accussed of working. i have payed a lot of money to do this course at home but because i have had to go to the training centre for a week at a time and have a tutor to go through the manual then you go away and learn the manual when you have learn't the text then you go back to the training centre to sit a exam.basiclly a open university course. i am training at degree level nvq level4 for managers.but the insurance company has decided this is classed as WORK not training as i have to take 17 pain killers a day on a good day. at the moment i am on level 2 of there complaints procedure but i expect to have to write to the ombusman next.the insurance company is just trying to wangle its way out of paying, because they think they have payed enough. i am on incapacity benifit and the DWP knows all about my course.but AVIVA are having me over any other poor defenceless bod been had over by big comglomerate?

  • #2
    Re: PPI company has decided it don't want to pay any more

    Hi Mr A,

    I found this:-

    Work Preparation programme : Directgov - Disabled people

    It may lend authority to your 'non-working' status.
    I'm no expert in these matters, but it seems to me that Aviva has lost the plot!
    CAVEAT LECTOR

    This is only my opinion - "Opinions are made to be changed --or how is truth to be got at?" (Byron)

    You and I do not see things as they are. We see things as we are.
    Cohen, Herb


    There is danger when a man throws his tongue into high gear before he
    gets his brain a-going.
    Phelps, C. C.


    "They couldn't hit an elephant at this distance!"
    The last words of John Sedgwick

    Comment


    • #3
      Re: PPI company has decided it don't want to pay any more

      On what grounds have the insurance company decided that you are working? Have they carried out an investigation?

      Comment


      • #4
        Re: PPI company has decided it don't want to pay any more

        Originally posted by charitynjw View Post
        Hi Mr A,

        I found this:-

        Work Preparation programme : Directgov - Disabled people

        It may lend authority to your 'non-working' status.
        I'm no expert in these matters, but it seems to me that Aviva has lost the plot!
        thank you very much for your advice,but yesterday i received a letter from the chief executive of aviva which reads "having completed my review,I note your GP has some optimism thatyou may currently be fit for a partial return to work. that siad ,it is clear from your medical records that you will not be able to resume the same kind of work you did previously, and therefore i would certainly not wish to penalise you for seeking to open new oppertunities by re-training.
        i am mindful of the fact that your course was predominantly home based, and you have received support in terms of the length of time given to complete the various modules and assignments.
        i am therefore of the opinion that your payments should continue.
        result.
        i would have taken this matter as far as i could,since taking on this course it has kept me focused on the future and i may eventually be able to earn a living at HOME INSPECTIONS i have managed to pass the exams and i am now compiling a portfolio of 10 properties (family members and friends).Anyway a weight lifted off my shoulders.
        once again thank you for the advice.

        Comment


        • #5
          Re: PPI company has decided it don't want to pay any more

          Thanks for the update, it is always nice when we hear the outcome, especially when it's a good one.
          Good Luck with what you are doing and if you need any more advice we are lalways here.
          Enaid x

          Comment

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