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Mochamoo vs Egg PPI

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  • Mochamoo vs Egg PPI

    Okies finally getting my arse in gear, I dont like looking at my credit accounts atm as they scare me.

    I took my Egg card out 2007 September/October time I had only been in my job about 2 months at the time. I do not remember ticking the PPI box but apparently I did, I have never received and PPI terms and conditions or explanation about it until recently.

    When I was made redundant In October this year I sent a letter to Egg saying that I had been made redindadnt and I wanted to claim on PPI. Was told I couldnt as I had not been in employment long enough at the time of taking out the insurance.

    Apparently you have to be in employment for 6 months or more prior to taking out PPI....I was never told that mind you dont remember signing up for it in the first place.

    So going to send Pkea's Prelim letter and see what happens.

    I am worried that they may close the account as I do not have the money to pay it off in one go.
    Dragging myself and my family back into the light with the help of Beagles.

    My Hardship Claim
    Me VS Abbey Win
    BIL HSBC Credit Card
    BIL EGG
    BIL HSBC Loan
    BIL PPI Win





  • #2
    Re: Mochamoo vs Egg PPI

    you have also kicked me into gear - I have the same problem with Egg and I really must get it sorted .I just dont remember taking out PPI and we already had cover .

    I must get round to sorting it.
    "What makes the desert beautiful is that somewhere it hides a well." - Antione de Saint Exupery

    "Always reach for the moon, if you miss you'll end up among the stars"


    Comment


    • #3
      Re: Mochamoo vs Egg PPI

      So they were happy to take money off you for PPI each month but would never have been able to claim on it FFS.

      Request a full refund and proof you ticked the box, also that you want the Terms of the Policy as this should have been sent to you.

      Are you still paying the PPI?

      Cancel it if you are.

      Comment


      • #4
        Re: Mochamoo vs Egg PPI

        Originally posted by TANZARELLI View Post
        Are you still paying the PPI?

        Cancel it if you are.
        With cards PPI......................Cancel cancel cancel ASAP and then take up the arguement.

        Again, DPA/SAR after CANCELLING.

        Comment

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