I have a business overdraft of £25k from Lloyds that has been passed to Wecott and not sure how to respond. All i have is a statement saying the debt has been passed to them and request F&F within 7 days. I am now unemployed since the business went into liquidation.. Should I call them? i have taken some advice from the CAB as i can only realistically pay a token £1 month but could do with some advice. Please help.
Wescot Credit services- debt collection
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Re: Wescot Credit services- debt collection
IMO you would be best seeking some support here. There are various charities that will help you to get a repayment of £1.00 per month accepted. You can see my signature, or you could seek advice from CCCS, Payplan, CAB, or any other FREE debt advice charity. They'll complete a Common Financial Statement with you showing you're suffering financial hardship, and will make the offer on your behalf.
If you want to keep more personal control have a look at CASHflow. All the above charities, including mine are licensed to do these. Link below:
CASHflow - Login
Depending on who you go with, the letter could be sent off by the end of today. Hope this helps!
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