DOORSTEP VISIT THREAT - MacKenzie Hall threat letter

[Noushki]

Re: DOORSTEP VISIT THREAT - MacKenzie Hall threat letter

Thank you! Do you think I shall ignore them, or call to see what they want?

[shamen]

Re: DOORSTEP VISIT THREAT - MacKenzie Hall threat letter

Personally I always ignore such calls until official communication is made via postal letter.

[Sparkie1723]

Re: DOORSTEP VISIT THREAT - MacKenzie Hall threat letter

Thank you! Do you think I shall ignore them, or call to see what they want?

Take note of angrycats posts on their CCA licences.
Right to Canvas of premises...NO

Any visit would contavenecthe CCA Act and their licence as well as the act of trespass.

sparkie

Just my opionion

[CleverClogs]

Re: DOORSTEP VISIT THREAT - MacKenzie Hall threat letter

Take note of angrycats posts on their CCA licences.
Right to Canvas of premises...NO

Any visit would contavenecthe CCA Act and their licence as well as the act of trespass.

Just my opionion

What, in your opinion, would the OFT do about breaches of licence conditions?

My opinion is that they'd do precisely bugger all.

[alsagerman]

Re: DOORSTEP VISIT THREAT - MacKenzie Hall threat letter

The OFT cannot take on individual cases, that's the FOS's job. The OFT will however, register the complaint and compile a case against a company who breach OFT requirements on debt collection. A simple letter giving brief details of your complaint will cost pennies. But, keep it brief and invite them to contact you for more info if required. Don't go into a verble diatribe about your thought's and opinions, they don't have the time for personal stuff.

[CleverClogs]

Re: DOORSTEP VISIT THREAT - MacKenzie Hall threat letter

The OFT cannot take on individual cases, that's the FOS's job. The OFT will however, register the complaint and compile a case against a company who breach OFT requirements on debt collection.

And then do precisely bugger all.

[Noushki]

Re: DOORSTEP VISIT THREAT - MacKenzie Hall threat letter

NOT TRUE! OFT does help, maybe not as often as they should, but they do act on complaints.

Last year in September I filed a complaint against Yes Loans. Since then OFT have been in touch with me regularly and recently called me to ask my permission to use my letters as a proof in the court. So I think something is being done, which is great!

[CleverClogs]

Re: DOORSTEP VISIT THREAT - MacKenzie Hall threat letter

NOT TRUE! OFT does help, maybe not as often as they should, but they do act on complaints.

Last year in September I filed a complaint against Yes Loans. Since then OFT have been in touch with me regularly and recently called me to ask my permission to use my letters as a proof in the court. So I think something is being done, which is great!

I might begin to believe they are slightly less use than a chocolate teapot when that company is prosecuted or Mucky Hall's licence is revoked.

[Noushki]

Re: DOORSTEP VISIT THREAT - MacKenzie Hall threat letter

I agree

[Rosiebowen]

Re: DOORSTEP VISIT THREAT - MacKenzie Hall threat letter

The county court in Northampton is the "summons factory" for debt collection. I think the offiical title is bulk processing centre.

If you were to get a CC summons, apply immediately to have it transferred to a local court nearer your home.

[Guest]

Re: DOORSTEP VISIT THREAT - MacKenzie Hall threat letter

HI

The "default notice" is totally none compliantand would not enable enforcement on a conventional loan.

I do not think that it is ever the idea to enforce anyway to be honest, although i could be proven wrong. I think they use the DN as just another tool to intimidate lenders.

Unfortunately the CCA is completely inadequate on these agreements in my view, as are the OFT debt collection guidlines. Something neds to be done.

Regards
Peter

[Noushki]

Re: DOORSTEP VISIT THREAT - MacKenzie Hall threat letter

Another letter from Mucky Hall threatening me with Merit Force visit at home, unless, of course, I pay money back within 10 days. I know those guys have no rights to come inside my house, so my boyfriend and I agreed that when someone comes asking for me, he will announce we split up and I do not live here anymore

As I mentioned before, Mucky Hall claims money based on incorrect balance, so I sent them a letter with a proof attached confirming I paid off part of this balance to the company that originaly owed the debt. I also added that if they won't correct the balance I will assume they claim the money unlawfully and I will take legal actions

They threaten me, so I will respond!

[Curlyben]

Re: DOORSTEP VISIT THREAT - MacKenzie Hall threat letter

*Yawn*

I'm STILL waiting for my visit from them !!

[Noushki]

Re: DOORSTEP VISIT THREAT - MacKenzie Hall threat letter

ha ha ha, really? How long has it been?

[Curlyben]

Re: DOORSTEP VISIT THREAT - MacKenzie Hall threat letter

Three YEARS and counting.
As ever best to Ignore Mucky's steaming piles..
Responding only encourages them.