Tweet
I have just received a letter dated 22nd April that says:
"Despite repeated efforts to contact you (they called me while I was on holiday abroad and I have had my phones switched off), we have still not received a response.
Therefore we may have no option but to sanction a Doorstep visit to your property by our field collectors Meritforce.
Alternatively we may advise our clients to issue a Claim against you in your Local Court.
If judgment is granted the following may apply:
- Your debt being increased to include Legal Costs and Interest
- Your name being entered in the Public Records of your Local Court.
Failure to satisfy the judgment, if granted, may result in further enforcement action being taken against you.
To avoid of this action, payment must be lodged at this office within the next 72 hours. If this is not possible please contact ....... on ...... imeediately. "
1. I had a loan with Quick Quid. While i was under debt management with Baines and Ernst i was paying them 60 pounds a month towards the loan. They have never officially agreed to the payment plan - that was what i was told by B&E.
2. I left Baines and Ernst cause they charged me 97 pounds a month and did absolutely nothing, i constantly had to complain to them about the fact that i still receive phone calls from lenders, that my interest has not been fully frozen and that some of them receive the payment by cheque, not by transfers despite the fact they offered to provide the bank details.
3. Quick Quid did not want to agree that I continue to pay 60 pounds a month, They wanted 200 pounds a month that i cannot afford. All other lenders agreed to accept the sums as negotiated previously by Baines and Ernst.
4. They refused to speak to me and then they sent me an email informing me they sold my debt to MacKenzie Hall, but they have not provided them with the right balance. The one stated on the letter has NOT included all the money i have been paying for few months.
5. MacKenzie Hall guy who I spoke to on the phone (he called my office number) was rude, arrogant and did not want to let me speak or explain. I said to him that i do not see a point of continuing the conversation and I hang up on him.
6. No they sent the letter.
Could you please advise me how to proceed, what my rights are and what can happen next?
I will much appreciate your help.
Noushki
"Despite repeated efforts to contact you (they called me while I was on holiday abroad and I have had my phones switched off), we have still not received a response.
Therefore we may have no option but to sanction a Doorstep visit to your property by our field collectors Meritforce.
Alternatively we may advise our clients to issue a Claim against you in your Local Court.
If judgment is granted the following may apply:
- Your debt being increased to include Legal Costs and Interest
- Your name being entered in the Public Records of your Local Court.
Failure to satisfy the judgment, if granted, may result in further enforcement action being taken against you.
To avoid of this action, payment must be lodged at this office within the next 72 hours. If this is not possible please contact ....... on ...... imeediately. "
1. I had a loan with Quick Quid. While i was under debt management with Baines and Ernst i was paying them 60 pounds a month towards the loan. They have never officially agreed to the payment plan - that was what i was told by B&E.
2. I left Baines and Ernst cause they charged me 97 pounds a month and did absolutely nothing, i constantly had to complain to them about the fact that i still receive phone calls from lenders, that my interest has not been fully frozen and that some of them receive the payment by cheque, not by transfers despite the fact they offered to provide the bank details.
3. Quick Quid did not want to agree that I continue to pay 60 pounds a month, They wanted 200 pounds a month that i cannot afford. All other lenders agreed to accept the sums as negotiated previously by Baines and Ernst.
4. They refused to speak to me and then they sent me an email informing me they sold my debt to MacKenzie Hall, but they have not provided them with the right balance. The one stated on the letter has NOT included all the money i have been paying for few months.
5. MacKenzie Hall guy who I spoke to on the phone (he called my office number) was rude, arrogant and did not want to let me speak or explain. I said to him that i do not see a point of continuing the conversation and I hang up on him.
6. No they sent the letter.
Could you please advise me how to proceed, what my rights are and what can happen next?
I will much appreciate your help.
Noushki
)
Comment