bank-smart lose in court over t&c's

[teaboy2]

Re: bank-smart lose in court over t&c's

if its not in the terms and conditions stating they would then those charges are not enforceable.

[Robert79]

Re: bank-smart lose in court over t&c's

When you say 1 of 4 claims being unsuccessful, what happened to the other 3 claims and were they handled by Bank Smart and is it one of those 3 claims they are charging you for, or is it for the unsuccessful claim they are trying to charge you for?

Just been on their website, i wonder how many of their affiliates have consumer credit licenses? - Bank-Smart - Affiliate

Hi teaboy and thanks 4 your ansfer ! The other 3 claims have Statements Requested status ,yes they trying to charge me for unsuccessful claim and I need to pay till tomorrow what do I do? pay them? when I do this then bank smart will have me account details , sorry 4 my weak english and thanks everyone 4 help

[Amethyst]

Re: bank-smart lose in court over t&c's

Bank Smart charge a fee of £99 minimum per claim - win or lose it seems. Lots of people have been getting the £118 odd bills recently - have a look on Bank-smart now charging me! - Page 3 - MoneySavingExpert.com Forums - do you have any copies of the T&C;s you signed when you set up claims with them ?

[jax007]

Re: bank-smart lose in court over t&c's

Bank Smart charge a fee of £99 minimum per claim - win or lose it seems. Lots of people have been getting the £118 odd bills recently -

Would that be plus VAT??

[CleverClogs]

Re: bank-smart lose in court over t&c's

Here's something else from the BSers at BS - link:

Your bank or provider may charge you up to £11 for statements and agreements however if you do not have this available we will pay it for you when required and invoice you for the same amount.

Since when was the maximum fee payable for a Subject Access Request (under section 7 of the Data Protection Act 1998) £11 rather than £10?

[Robert79]

Re: bank-smart lose in court over t&c's

Bank Smart charge a fee of £99 minimum per claim - win or lose it seems. Lots of people have been getting the £118 odd bills recently - have a look on Bank-smart now charging me! - Page 3 - MoneySavingExpert.com Forums - do you have any copies of the T&C;s you signed when you set up claims with them ?

I don't have copies of T&C but was written in T&C they will take 10% of successful claims . I read on the forum that someone asked Bank Smart to send
copy of T&C and they sent him completely different T&C . I start to worry :/

[enaid]

Re: bank-smart lose in court over t&c's

Here's something else from the BSers at BS - link:

Since when was the maximum fee payable for a Subject Access Request (under section 7 of the Data Protection Act 1998) £11 rather than £10?

£10 SAR and £1 CCA

[CleverClogs]

Re: bank-smart lose in court over t&c's

Since when was the maximum fee payable for a Subject Access Request (under section 7 of the Data Protection Act 1998) £11 rather than £10?

£10 SAR and £1 CCA

Which is plainly daft, as any applicable CCA would be have to be supplied under the SAR. Moreover, those charges apply for mugs using the bs BS "service" merely to reclaim bank charges or other monies where no consumer credit agreement ever existed.

[teaboy2]

Re: bank-smart lose in court over t&c's

Sounds more like a £10 fee for SAR and a £1 fee equal to 10% admin fee charged by bank Smart which gives a grand total of £11.

[CleverClogs]

Re: bank-smart lose in court over t&c's

I don't have copies of T&C but was written in T&C they will take 10% of successful claims . I read on the forum that someone asked Bank Smart to send
copy of T&C and they sent him completely different T&C . I start to worry

Their current Terms and Conditions has been reported as demanding 25%.

However, they cannot hike up their commission unilaterally after the contract has been agreed.

[CleverClogs]

Re: bank-smart lose in court over t&c's

Sounds more like a £10 fee for SAR and a £1 fee equal to 10% admin fee charged by bank Smart which gives a grand total of £11.

Yes, I agree.

However, that is not what the stercus bovi at BS states:

Your bank or provider may charge you up to £11 for statements and agreements however if you do not have this available we will pay it for you when required and invoice you for the same amount.

To someone less forgiving than ourselves, that might suggest that BS were telling fibs rather than merely complying with a company ethos that may have a somewhat different approach to objective veracity.

[Milliman]

Re: bank-smart lose in court over t&c's

to all those that want to speak to BS company straight this is the current number on the telephone 01872540752

[Milliman]

Re: bank-smart lose in court over t&c's

I spoke to the MOJ today and aparently there is a very good chance that all those people who have had a dealing with BS might have to pay the money they invoice you.

[CleverClogs]

Re: bank-smart lose in court over t&c's

I spoke to the MOJ today and aparently there is a very good chance that all those people who have had a dealing with BS might have to pay the money they invoice you.

So much for the Ministry of Injustice being able to "regulate" those buggers.

Write to your MP, telling him/her how little BS did, how long they took to do that if anything and how much they're now demanding for their services.

Then add how utterly useless the Ministry of Injustice has been. Suggest that the Ministry of Jokers should relinquish its regulatory role to the Office of Faffing and Twaddling, and that the Ministry of Jerksters should be significantly reduced in size to avoid the waste of taxpayers' money.

[Milliman]

Re: bank-smart lose in court over t&c's

I would doubt my local MP would anything for me he is as usual as Gordon Brown. but thanks for the advise i will wait till they take me to court and prove them wrong. i have spoken to CAB and am waiting for them to get back to me.