Hi all,
I have noticed a number of Threads relating to this PPI claims company Allay. In the last week I received a letter from Lloyds Bank that they had agreed to settle a PPI claim related to a loan I had with them about 20 years again. This came as a total surprise to me because I never submitted a PPI claim. Two days later I received a letter from Allay stating "Great news! We've won!". I have never engaged with Allay or ever completed any paperwork. Not 100% sure I have ever clicked on a Facebook links like other users but I did receive numerous spam post from different PPI companies but I always binned them. I have never received any emails from this company.
I saw a thread from another member with something very similar and I have seen threads where Allay are threatening court action for non-payment. My question is does Allay have a legal right to request 24% of this PPI settlement even though I never instructed them to act on my behalf? Although I appreciate the pay out from Lloyds. BTW I noticed Allay charged 24% of the gross pre-tax amount not the net amount Lloyds have paid into my Halifax account. Very cheeky. What actions should I take? I noticed on some threads they recommend you should contact your bank and request a DSAR and maybe likewise with Allay before they start chasing me for payment. Any advice would greatly be appreciated
I have noticed a number of Threads relating to this PPI claims company Allay. In the last week I received a letter from Lloyds Bank that they had agreed to settle a PPI claim related to a loan I had with them about 20 years again. This came as a total surprise to me because I never submitted a PPI claim. Two days later I received a letter from Allay stating "Great news! We've won!". I have never engaged with Allay or ever completed any paperwork. Not 100% sure I have ever clicked on a Facebook links like other users but I did receive numerous spam post from different PPI companies but I always binned them. I have never received any emails from this company.
I saw a thread from another member with something very similar and I have seen threads where Allay are threatening court action for non-payment. My question is does Allay have a legal right to request 24% of this PPI settlement even though I never instructed them to act on my behalf? Although I appreciate the pay out from Lloyds. BTW I noticed Allay charged 24% of the gross pre-tax amount not the net amount Lloyds have paid into my Halifax account. Very cheeky. What actions should I take? I noticed on some threads they recommend you should contact your bank and request a DSAR and maybe likewise with Allay before they start chasing me for payment. Any advice would greatly be appreciated
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