teram v Halifax Bank Letter Help please

[Amethyst]

Re: teram v Halifax Bank Letter Help please

hiya

I just wrote loads on here and pressed the wrong bloody key and lost it arrghhhhhhhhhhhhhhh. will start again ! teach me to do things in word first !

ame
xx

[Amethyst]

Re: teram v Halifax Bank Letter Help please

Okay this doesnt make much sense if you had 0.00 overdraft. Can you double check ? right back through the account history i need to know overdraft levels

03.02.2005
CSH
64.11

18.58
08.02.2005
SO
35.00

-16.42
08.02.2005
DD
12.26

-28.68
09.02.2005
ATM
100.00

-128.68
10.02.2005
DD
87.48

-216.16



14.03.2005
DD
98.79

-57.78
17.03.2005
ATM
70.00

-127.78
19.03.2005
ATM
10.00

-137.78

[TUTTSI]

Re: teram v Halifax Bank Letter Help please

You are not on your own on this score Ame, I did a very long post for Frisp and pressed the wrong thing and lost everything. I too had to start all over again.

hiya

I just wrote loads on here and pressed the wrong bloody key and lost it arrghhhhhhhhhhhhhhh. will start again ! teach me to do things in word first !

ame
xx

[Amethyst]

Re: teram v Halifax Bank Letter Help please

i'm doing it in notepad now (learnt my lesson lol)

[teram]

Re: teram v Halifax Bank Letter Help please

i'm doing it in notepad now (learnt my lesson lol)

Hi Ame, I really must apologise twice, firstly I lost my internet connection and secondly for giving you incorrect info. My son did have an overdraft which came with the package on opening the account in 2003. The overdraft was for 150, however they stopped it around summer 2008 without informing him. They say they sent a letter but he didn’t receive one.

[Amethyst]

Re: teram v Halifax Bank Letter Help please

Okay, I'll work back through it based on the £150 OD in Summer 08.

Don't worry. Will try get this done today.

[teram]

Re: teram v Halifax Bank Letter Help please

Okay, I'll work back through it based on the £150 OD in Summer 08.

Don't worry. Will try get this done today.

Thanks everso Ame, I have been reading some of the responses to the letter people have sent to the banks, am I right in thinking it is not looking too good at the moment?
Thanks again hun.xx

[Amethyst]

Re: teram v Halifax Bank Letter Help please

Not fantastic no. and being utterly honest with you now we know there was an OD limit of £150 your sons case is quite weak on the specific instances of unfairness - although the removal of the overdraft without any notice is ground for complaint and should get charges incurred directly due to that refunded (so those since the OD was removed).

[teram]

Re: teram v Halifax Bank Letter Help please

Not fantastic no. and being utterly honest with you now we know there was an OD limit of £150 your sons case is quite weak on the specific instances of unfairness - although the removal of the overdraft without any notice is ground for complaint and should get charges incurred directly due to that refunded (so those since the OD was removed).

Hi Ame, not good news then eh! So in fact, he could ask for the charges as from 23rd June ie 70.00 onwards, but what basis due you suggest I should us to claim? Is there a coinciding paragraph in your advice letter to use?