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Why don't more people use credit unions ???
Because they are so strict on membership ??
Does anyone know anything about HEADROW MONEYLINE ? It's a charity, and Leeds City Council have it alongside the CU as other sources of lending to help take people away from PDLs (see below)
Need a loan?
You don't need to go to a high-cost lender, loan shark or illegal money lender to get a loan - there are other alternatives and many agencies in Leeds that can help with money advice and low cost loans.
Loans and Saving with Leeds City Credit Union - A financial cooperative that gives its members access to affordable loans, savings accounts, current accounts and payment cards, Christmas Club and budgeting advice. Tel: 0113 242 3343 or visit to find out more information and where your local branch is: www.leedscitycreditunion.co.uk
The Credit Union is a trusted, local source of financial information, help and advice. Offering competitive rates on the loans, and repayment packages based over a period you can afford, interest is calculated on a daily basis, and therefore will reduce as the loan reduces.
The Money Advice Service offers clear, unbiased, money advice and can be accessed by the telephone or online. The website provides interactive tools and information on a range of issues such as budgeting and savings, credit and borrowing, mortgages, insurance, debt and retirement planning, as well as managing life changes such as starting a family or losing a job. Tel: 0300 500 5000
Loans with Headrow Money Line - Headrow Money Line (HML) was set up to work alongside the credit union to enable higher risk loans to be provided to those who might not otherwise be able to get credit other than through very expensive sources such as high cost lenders. Tel: 07920 116 136 or enquiries@headrowml.co.uk
A Budgeting Loan is an interest free loan. It is for people who have been on either Income Support, income-based Jobseeker’s Allowance, Employment and Support Allowance (income-related), Pension Credit or payment on account of one of these benefits, for at least 26 weeks. Tel the DWP: 0845 6088590 to find out if you qualify for help.
If you want to report a loan shark or illegal money lender you can phone 0300 555 2222 or text 'Loan Shark' plus your message to 60003 or email reportaloanshark@stoploansharks.gov.uk
Useful support numbers:
Jobcentre Plus Tel: 0845 6060 234
Pension Service Tel: 08456 060 265
You don't need to go to a high-cost lender, loan shark or illegal money lender to get a loan - there are other alternatives and many agencies in Leeds that can help with money advice and low cost loans.
Loans and Saving with Leeds City Credit Union - A financial cooperative that gives its members access to affordable loans, savings accounts, current accounts and payment cards, Christmas Club and budgeting advice. Tel: 0113 242 3343 or visit to find out more information and where your local branch is: www.leedscitycreditunion.co.uk
The Credit Union is a trusted, local source of financial information, help and advice. Offering competitive rates on the loans, and repayment packages based over a period you can afford, interest is calculated on a daily basis, and therefore will reduce as the loan reduces.
The Money Advice Service offers clear, unbiased, money advice and can be accessed by the telephone or online. The website provides interactive tools and information on a range of issues such as budgeting and savings, credit and borrowing, mortgages, insurance, debt and retirement planning, as well as managing life changes such as starting a family or losing a job. Tel: 0300 500 5000
Loans with Headrow Money Line - Headrow Money Line (HML) was set up to work alongside the credit union to enable higher risk loans to be provided to those who might not otherwise be able to get credit other than through very expensive sources such as high cost lenders. Tel: 07920 116 136 or enquiries@headrowml.co.uk
A Budgeting Loan is an interest free loan. It is for people who have been on either Income Support, income-based Jobseeker’s Allowance, Employment and Support Allowance (income-related), Pension Credit or payment on account of one of these benefits, for at least 26 weeks. Tel the DWP: 0845 6088590 to find out if you qualify for help.
If you want to report a loan shark or illegal money lender you can phone 0300 555 2222 or text 'Loan Shark' plus your message to 60003 or email reportaloanshark@stoploansharks.gov.uk
Useful support numbers:
Jobcentre Plus Tel: 0845 6060 234
Pension Service Tel: 08456 060 265
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