Tweet
Wonga made an unsolicited loan to a client who had previously received a loan from them. They had retained his PIN and Bank Account details. When he offered a straight repayment they insisted on fees and Interest. We are keen to find out if this was a 'one off' on their part or a regular marketing ploy targeting the vulnerable.
Loading...
-
Tags: None -
Re: Unsolicited Payday Loan
Why would anyone give their PIN to a company if it an unsolicited loan it cant be valid or is there more to this im sure the first advice would be to hange the pin -
Re: Unsolicited Payday Loan
Never know a payday lender to ask for a persons pin number for their card. I also think the banks will be very unhappy about wonga asking people for their pins if they really did ask for it.
Also as he never took out the second loan nor agreed to it, then under distance selling regulations it is unsolicited and can be treated as an unconditional gift. Though i bet he would have to fight it in court, and would face wonga trashing his credit file prior to that.Please note that this advice is given informally, without liability and without prejudice. Always seek the advice of an insured qualified professional. All my legal and nonlegal knowledge comes from either here (LB),my own personal research and experience and/or as the result of necessity as an Employer and Businessman.
By using my advice in any form, you agreed to waive all rights to hold myself or any persons representing myself of any liability.
If you PM me, make sure to include a link to your thread as I don't give out advice in private. All PMs that are sent in missuse (including but not limited to phishing, spam) of the PM application and/or PMs that are threatening or abusive will be reported to the Site Team and if necessary to the police and/or relevant Authority.
I AM SO GOING TO GET BANNED BY CEL FOR POSTING terrible humour POSTS.
The Governess; 6th March 2012 GRRRRRRComment
Comment