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Sale with option to buy back/renewing buy back

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  • Sale with option to buy back/renewing buy back

    What signifys a loan?
    if someone ‘buys’ an item and gives money against an item of value, and charges a fee to return the item within a set timeframe, is this a loan?

    What if the timeframe is extended for a fee, is this still not a loan?

    I feel Wronged by a local business, who have charged me exhorvitant fees for 3years, as I borrowed some money securing it with items that were personal to me... I really want to find out where I stand legally
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  • #2
    The company is not registered with the FCA


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