Well back in 2006 I wanted to consolidate some borrowing, as my credit sucks I started the old trawl around.
So I ended up in the clutches of first Churchwood Financial and then YES Loans.
So after being offered what I required over the phone, repayments that suited my budget, I duly filled in the paperwork and sent off my fee, £49.99 for Churchwood and £49.50 for YES.
Before you say anything, I should of known what was going to happen next.
Well they came back and informed me that I couldn't have ANY loan at all and then tried to force me into a DMP that I didn't want or really need.
So I'd forgotten about these and written the £100 off to experience.
Well after going through my old paperwork I find some letters concerning this.
Time to ask for my brokerage fee back, especially as CCA74 s155 helps in this regard.
Well they have clearly failed and even attempted to "sell" me a completely seperate product then the one I required.
Now the only things I have signed are the original "application" forms and NO credit agreements at all.
All in all pretty dumb, but now the fun begins.
This will either be nice and straightforward or a right pain in the backside.
Anyone else want to join in the ride.
So I ended up in the clutches of first Churchwood Financial and then YES Loans.
So after being offered what I required over the phone, repayments that suited my budget, I duly filled in the paperwork and sent off my fee, £49.99 for Churchwood and £49.50 for YES.
Before you say anything, I should of known what was going to happen next.
Well they came back and informed me that I couldn't have ANY loan at all and then tried to force me into a DMP that I didn't want or really need.
So I'd forgotten about these and written the £100 off to experience.
Well after going through my old paperwork I find some letters concerning this.
Time to ask for my brokerage fee back, especially as CCA74 s155 helps in this regard.
Originally posted by CCA74
Now the only things I have signed are the original "application" forms and NO credit agreements at all.
All in all pretty dumb, but now the fun begins.
This will either be nice and straightforward or a right pain in the backside.
Anyone else want to join in the ride.
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