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Old train2game course, debt collectors letters. Disputed years ago?
Hi,
I hope I'm posting in the correct part of the forum as I'm unsure where it should go. This will possibly be a lengthy post.
In about 2010 I signed up for a course through train2game, with a loan to pay for the fees by career development finance (pretty sure they're the same company, they're in the same building or were back then). I'll add here that I was majorly pressurised into the course by the people who came to my house to tell me about it. The guy rocked up, and told me that my situation (My partner is disabled and is/was on disability) was a joke, and if never feel good about myself unless I did the course. That I had no life prospects, and just spent over a hour telling me how rubbish my life was. He also said if I didn't sign up for the course then and there I might never be able to, despite me saying I needed time to think. He told me I would be able to cancel at any point and not owe the outstanding balance. I signed up, and started making the payments (which I couldn't even afford) of about £150 per month.
A few months down the line (4/5) I suffered a loss of a family member and no longer wanted to continue the course and rang and told them who then said I still owed the rest of the money. I sent letters disputing this to them, with information about how I'd signed up, the guy pressurising me etc.. and they kept saying basically tough. I told them that I wanted the payments I had paid back with interest. Also around this point I discovered the qualification they give which he advised me would be taken highly in the industry and was backed by Riga (I think that's who it was?), was a lie. Nobody recognised the qualification, it wasn't as recognised as university qualifications and tiga didn't back it? I mentioned this and they stopped responding. Then my mother died and I completely lapsed on following it all up.
Fast forward to this year, I've started recieving debt collectors letters about it, which I've responded it's barred now as been over 6 years, they informed me it's not as I spoke to them in 2011 but would get me more info and then sold the debt to somebody else who have also sent me a debt collectors letter.
I want to know where I stand in this matter? Should I again pursue a refund from them for them mis-selling the course to me or has that ship sailed now?
Any advice appreciated. Thanks so much.
I hope I'm posting in the correct part of the forum as I'm unsure where it should go. This will possibly be a lengthy post.
In about 2010 I signed up for a course through train2game, with a loan to pay for the fees by career development finance (pretty sure they're the same company, they're in the same building or were back then). I'll add here that I was majorly pressurised into the course by the people who came to my house to tell me about it. The guy rocked up, and told me that my situation (My partner is disabled and is/was on disability) was a joke, and if never feel good about myself unless I did the course. That I had no life prospects, and just spent over a hour telling me how rubbish my life was. He also said if I didn't sign up for the course then and there I might never be able to, despite me saying I needed time to think. He told me I would be able to cancel at any point and not owe the outstanding balance. I signed up, and started making the payments (which I couldn't even afford) of about £150 per month.
A few months down the line (4/5) I suffered a loss of a family member and no longer wanted to continue the course and rang and told them who then said I still owed the rest of the money. I sent letters disputing this to them, with information about how I'd signed up, the guy pressurising me etc.. and they kept saying basically tough. I told them that I wanted the payments I had paid back with interest. Also around this point I discovered the qualification they give which he advised me would be taken highly in the industry and was backed by Riga (I think that's who it was?), was a lie. Nobody recognised the qualification, it wasn't as recognised as university qualifications and tiga didn't back it? I mentioned this and they stopped responding. Then my mother died and I completely lapsed on following it all up.
Fast forward to this year, I've started recieving debt collectors letters about it, which I've responded it's barred now as been over 6 years, they informed me it's not as I spoke to them in 2011 but would get me more info and then sold the debt to somebody else who have also sent me a debt collectors letter.
I want to know where I stand in this matter? Should I again pursue a refund from them for them mis-selling the course to me or has that ship sailed now?
Any advice appreciated. Thanks so much.
How much was the course overall, and how much they actually chasing you for? 
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