Reston solicitor asking financial statement

[Papu3430]

Hello all experts please advice me.

I waa getting letter by post since last two months from company called arrow now last week i have received from company call reston solicitor and they asking my 500 loan which is put on charged and now asking £816 in lettter they gave me 3 days which is passed now and sent me financial statments to fill to give all my details including employers and bills my rent my family etc etc
I am still on rent no assests i was student at that time in 2010 and job less with wife and kid so i didn't manage ans gone to defaulter list. So afted 5.5 years they found me on my new address and asking this and they said if i will not respond i will be in court. Now i am again on low wage job exactly just HAND TO MOUTH no savings and i want to pay all money to them but in monthly instalments. ... the only thing i am worried is why they asking my employer details and i dont want my employers in this mess area. So please give me idea. I have read home through all threads i dont under stand ter.s cabot amd ca letter caa etc etc i am zero in theory wise. So please help me in easy words... i am not running away from this i neeed to clear this to get mortgage im next 2 or 3 year depends if get savings and good credit score.


Many thanks to all of you guys. You guys really saving lifes

[Amethyst]

Re: Reston solicitor asking financial statement

Morning xx

[Amethyst]

Re: Reston solicitor asking financial statement

Sounds like they are building to a court claim so yes I would get a CCA request sent off to Arrow( the creditor) . You are close to the six year mark which is why they have started chasing and are likely to put in a court claim.

What was the original debt ? I know it's a loan but as it is a small amount is it from someone like provident ? Or is this a default amount off what was a larger loan ?

Does it show on your credit file at the moment?

[Papu3430]

Re: Reston solicitor asking financial statement

Thanks for a reply sir.

The debit is 845 pounds and i took credit card loan of 500 in 2011 some point and didnt paid a penn any and then its gone default i was student and jobless and was living on rent without any benefits or permenant stay in country so then i moved out at different addresse i didn't care that time. Now i am working and still struggling same thing happenings my debit account ( another bank acct) still in minus i swear even i am typing this and my acct is in minus. Any way in short my story is i have 4 to 5 defaults from differnet people and only this one is just on my head from reston soli.. so i dont want ccj on my file at the monment. So if i domt reply to reston like you said that send cca request to arrow global ..my question is what about reston i want to stop them to not go in court becuase court will issue me ccj etc etc...that last reston soli letter was saying to me that i need to contact them on till 20th june which is today..

I am so upset in dedepression didn't sleep last night.


Again thanks a lot for replying... please type some words what should i write in letter for orignal creditors and what should i reply this reston solicitor.


Thanks