Help! Claim form Asset Investigation/lending stream

[Bettyregrets]

Re: Help! Claim form Asset Investigation/lending stream

Yes. There's a form for mediation but I also have to say what dates I'm available etc

[jon34]

Re: Help! Claim form Asset Investigation/lending stream

That's very interesting. I have still received nothing from Asset. I got my court forms through yesterday and I'm going to tick mediation because I don't think I can go to court. Of course I will if I have to but praying there's a way out of this

Although I would tick yes to mediation, I can gaureente that ACI will lead you down the path and insist on full payment.....

If you go the mediation path give nothing away to them.

[Bettyregrets]

Re: Help! Claim form Asset Investigation/lending stream

Oh? Thing is full payment is completely out of the question. I'm sure I don't owe anywhere near what they are saying I owe but without any statements etc it's hard to say

[jon34]

Re: Help! Claim form Asset Investigation/lending stream

If medeation.... stick to your guns and give nothhing away

in my case the mediatior tried to push me when I quoted case law. I explained that it was behond their remit and experience they just said but you owe this money..... I ended meadiation at that point

[Bettyregrets]

Re: Help! Claim form Asset Investigation/lending stream

So they didn't take account of non compliance or anything like that? Was there any scope for paying the debt in instalments? I'm happy to pay what I owe but not huge interest and charges

[jon34]

Re: Help! Claim form Asset Investigation/lending stream

Let me guess.... it was signed by Mr C Ringmore which I am sure he signed the wittness statement on the county court claim. I do not think he exists not in the real world at least. Put them to proof on that with Asset collections. sure it is a nome de plume

[Bettyregrets]

Re: Help! Claim form Asset Investigation/lending stream

Yes!!!!! Mr C Ringrose!!! I'll look him up

[kaput]

Re: Help! Claim form Asset Investigation/lending stream

I don't think he/she exists. It could be anybody hiding behind that PO Box in Blackpool.

[jon34]

Re: Help! Claim form Asset Investigation/lending stream

I don't think he/she exists. It could be anybody hiding behind that PO Box in Blackpool.

Im convinced Mr Ringrose does not exist. Ive checked the company info. Surely a witness statement should be either signed by a company officer or a solicitor ?

[jon34]

Re: Help! Claim form Asset Investigation/lending stream

Im convinced Mr Ringrose does not exist. Ive checked the company info. Surely a witness statement should be either signed by a company officer or a solicitor ?

I have even checked Asset collections non de plume holding company T.M Legal services (who have a charge over Asset collections) and can find no such name there.

[Bettyregrets]

Re: Help! Claim form Asset Investigation/lending stream

Interesting and yes that's right about the witness. They operate out of a call centre in Strathclyde and pride themselves on fairness and understanding. Apparently

[Debt Camel]

Re: Help! Claim form Asset Investigation/lending stream

Have you sent this case to the Financial Ombudsman yet?

[Bettyregrets]

Re: Help! Claim form Asset Investigation/lending stream

Yes. Lending Stream then contacted me and agreed to wipe out another debt I had with them which I believed was paid off. However because this debt is now with Asset they cannot do anything with it. I was just wondering if this prejudices my case. Note that Asset have failed to comply with all my statutory requests and LS have not replied to my SAR

[Debt Camel]

Re: Help! Claim form Asset Investigation/lending stream

Have you accepted this offer from Lending Stream? You shouldn't - you should refuse it and send it to the Ombudsman so that they can consider this other loan.

If you have accepted it, can you copy here the terms of the offer from Lending Stream.

[Bettyregrets]

Re: Help! Claim form Asset Investigation/lending stream

Unfortunately yes I've accepted it basically because I don't need any more demands for money I don't have. They have said that any correspondence about the other loan needs to go to Asset. Even if I did not accept the offer the Ombudsman probably won't get involved as there is a court case in progress. I'll copy the offer on Monday as don't have a PC at home. Can I change my mind about the offer?