County court judgement Lowell.

[Allbee1]

Re: County court judgement Lowell.

Anybody help with what I do now. Thank you so much in advance

[nemesis45]

Re: County court judgement Lowell.

Anybody help with what I do now. Thank you so much in advance

Time to get a defence prepared, take a look at the template defences in the green box at the top of the " court claim" forum, familiarise yourself with the content and format build a draft defence and post here then we can go through it with you.

nem

[Allbee1]

Re: County court judgement Lowell.

Time to get a defence prepared, take a look at the template defences in the green box at the top of the " court claim" forum, familiarise yourself with the content and format build a draft defence and post here then we can go through it with you.

nem

ok thank you will look at them today. To be honest have not got a clue what to put.

[Allbee1]

Re: County court judgement Lowell.

well looked at the defence template. have no idea as to what I'm even supposed to put on this thing. they ve done everything apart from send terms and conditions not sure theres much of a defence

[charitynjw]

Re: County court judgement Lowell.

Have now received another letter from Lowell solicitors saying " we confirm receipt of your request for a copy of the credit agreement under section under sections 77-79 of consumer credit act 1974 and confirm no fee was attached( which there was ) however we have requested the documents from vanquis. The account will be put on hold until we have received the requested the original documents. ������

Post #33
Have you resent the £1 fee?

[Allbee1]

Re: County court judgement Lowell.

No received the paper work anyway. Although they said they hadn't received however was sent registered.

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I have until the end of this week to get my defence in I'm just feel so confused and don't really understand this kind of stuff. I physically don't have the money to pay the debts my husband left me with. Feel like I'm drowning with it all.

[Allbee1]

Re: County court judgement Lowell.

Ok so I've got my head out of my bum after having a panic. Attached is the start of a defence. Also not sure what to put where it asks (77 or 78) consumer credit act and also paragraph 11 of the defence template. [S77(1) /s78 (1) ] also [s77(4) / s78 (6) ]. Thanks everybody any feed back would be greatly appreciated

[charitynjw]

Re: County court judgement Lowell.

No received the paper work anyway. Although they said they hadn't received however was sent registered.
For the moment, if it were me I'd resend the £1 fee via the solicitor, with a covering letter referring to that letter they sent (the one claiming the missing fee) & ask them (solicitors) to forward it on to their client.
Again, keep copies & get proof of posting.
For now, non-compliance with your CCA request is your defence.

- - - Updated - - -

I have until the end of this week to get my defence in I'm just feel so confused and don't really understand this kind of stuff. I physically don't have the money to pay the debts my husband left me with. Feel like I'm drowning with it all.
Have you tried contacting National Debtline?
https://www.nationaldebtline.org/

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[Allbee1]

Re: County court judgement Lowell.

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No I didn't think I could with not being in work at the moment.

[charitynjw]

Re: County court judgement Lowell.

I've not used their services, but I believe it's a reputable organisation, & it's free.

I'll give @Debt Camel a nudge for you as well.

But you'll still need to prepare a defence for the pending court case.

[Allbee1]

Re: County court judgement Lowell.

I've not used their services, but I believe it's a reputable organisation, & it's free.

I'll give @Debt Camel a nudge for you as well.

But you'll still need to prepare a defence for the pending court case.

Hi charitynjw. I placed a defence above for some of the guys on here to look at. #52. Any feedback would be great.

[charitynjw]

Re: County court judgement Lowell.

For some reason I can't open any of the attachments previously posted by you.
(Apart from the defence).

[Allbee1]

Re: County court judgement Lowell.

For some reason I can't open any of the attachments previously posted by you.
(Apart from the defence).

hi will post again I've no idea as to why it's not opening.

[charitynjw]

Re: County court judgement Lowell.

(Apart from the defence).

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[Allbee1]

Re: County court judgement Lowell.

Oh I'm sorry.