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County court money claim

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  • #1

    County court money claim

    Hi,

    I have recieved a letter today regarding a debt from around 5/6 years ago maybe longer. I have been receiving a few letters from Robinson way regarding this in the past couple of years. But have just ignored them which was probably silly of me..now recieved this letter from who I think is Howard Cohen & Co Solicitors. Have a form now attached asking for earnings order requiring my employers details for them to pay the judgement. Obviously have read through a few posts but still a little confused of what I can do from now on in? This letter I recieved today 13/07/2016 was sent on 11/07/2016. It also says failure to respond to this letter within 8 days will result in my employer being contacted and I may also be sent to prison for up to 14 days!

    If someone could maybe give me abit of guidance on what my next steps I can take are I would really appreciate it.

    Thanks

    Smurphy
    Tags: None
  • #2
    Re: County court money claim

    Hi Smurphy & welcome to LB.

    Some details of the cause of action would help.

    What is the alleged debt for (credit card, loan, o/d etc) & how much?

    As RW & HC are involved, I assume that the original creditor has sold it on; did you receive a Notice of Assignment?
    CAVEAT LECTOR

    This is only my opinion - "Opinions are made to be changed --or how is truth to be got at?" (Byron)

    You and I do not see things as they are. We see things as we are.
    Cohen, Herb

    There is danger when a man throws his tongue into high gear before he
    gets his brain a-going.
    Phelps, C. C.

    "They couldn't hit an elephant at this distance!"
    The last words of John Sedgwick

    Comment

    • #3
      Re: County court money claim

      Credit card with Santander.. £3000

      Not totally sure what a notice of assignment is. This is all very worrying as this letter I have recieved today has said they will contact my employer.

      I have recieved a few letters within the last couple of years asking for earnings etc but just ignored.
      • 1 thank

      Comment

      • #4
        Re: County court money claim

        Originally posted by Smurphy90 View Post
        Credit card with Santander.. £3000

        Not totally sure what a notice of assignment is. This is all very worrying as this letter I have recieved today has said they will contact my employer.

        I have recieved a few letters within the last couple of years asking for earnings etc but just ignored.
        Any chance of you posting up a copy of that letter? (personal details obscured- don't delete them permanently as you may need the original in good condition)
        CAVEAT LECTOR

        This is only my opinion - "Opinions are made to be changed --or how is truth to be got at?" (Byron)

        You and I do not see things as they are. We see things as we are.
        Cohen, Herb

        There is danger when a man throws his tongue into high gear before he
        gets his brain a-going.
        Phelps, C. C.

        "They couldn't hit an elephant at this distance!"
        The last words of John Sedgwick

        Comment

        • #5
          Re: County court money claim

          Might sound stupid but how do you attach a photo to a post!?

          Comment

          • #6
            Re: County court money claim

            If you use "Photobucket" upload it to there and use the link, I find that the easiest way... However if you don't I believe it is [MENTION=49370]Kati[/MENTION] who can help... Apologies if im mistaken
            • 2 likes

            Comment

            • #7
              Re: County court money claim

              Struggling to find a way of adding a picture of the letter I recieved. Basically just need some Guidance/Advice of what To do.

              Thanks
              • 1 thank

              Comment

              • #8
                Re: County court money claim

                Originally posted by Smurphy90 View Post
                Struggling to find a way of adding a picture of the letter I recieved. Basically just need some Guidance/Advice of what To do.

                Thanks
                email it to me (kati@legalbeagles.info) with a link to this thread and I'll do it x
                Debt is like any other trap, easy enough to get into, but hard enough to get out of.

                It doesn't matter where your journey begins, so long as you begin it...

                recte agens confido

                ~~~~~

                Any advice I provide is given without liability, if you are unsure please seek professional legal guidance.

                I can be emailed if you need my help loading pictures/documents to your thread. My email address is Kati@legalbeagles.info
                But please include a link to your thread so I know who you are.

                Specialist advice can be sought via our sister site JustBeagle
                • 2 likes

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                • #9
                  Re: County court money claim

                  Great ok Kati I have just sent an email over to you with picture attached of letter
                  • 1 thank

                  Comment

                  • #10
                    Re: County court money claim

                    Got it
                    Attached Files
                    Debt is like any other trap, easy enough to get into, but hard enough to get out of.

                    It doesn't matter where your journey begins, so long as you begin it...

                    recte agens confido

                    ~~~~~

                    Any advice I provide is given without liability, if you are unsure please seek professional legal guidance.

                    I can be emailed if you need my help loading pictures/documents to your thread. My email address is Kati@legalbeagles.info
                    But please include a link to your thread so I know who you are.

                    Specialist advice can be sought via our sister site JustBeagle
                    • 1 thank

                    Comment

                    • #11
                      Re: County court money claim

                      Ah!

                      Not just a letter then, Smurphy.

                      Didn't you receive a court claim form & pack? (If no, can you think of any good reason why not?)

                      Are the (obscured) details your correct name & current address?
                      CAVEAT LECTOR

                      This is only my opinion - "Opinions are made to be changed --or how is truth to be got at?" (Byron)

                      You and I do not see things as they are. We see things as we are.
                      Cohen, Herb

                      There is danger when a man throws his tongue into high gear before he
                      gets his brain a-going.
                      Phelps, C. C.

                      "They couldn't hit an elephant at this distance!"
                      The last words of John Sedgwick

                      Comment

                      • #12
                        Re: County court money claim

                        Can't remember recieving that. Yes it was just a letter that I recieved today. [MENTION=49370]Kati[/MENTION] have you managed to look over the letter?

                        Thanks

                        Comment

                        • #13
                          Re: County court money claim

                          You have a court judgment against you and they are applying to enforce the judgment with an attachment of earnings via your employer. Have you had any court papers through in the past couple of years that you know of ?
                          #staysafestayhome

                          Any support I provide is offered without liability, if you are unsure please seek professional legal guidance.

                          Received a Court Claim? Read >>>>> First Steps
                          • 1 thank

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                          • #14
                            Re: County court money claim

                            I remember something to do with Northampton county court. But unfortunately was just ignored. So probably only got myself to blame for all this coming on top of me! 😐
                            • 2 likes

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                            • #15
                              Re: County court money claim

                              Originally posted by Smurphy90 View Post
                              I remember something to do with Northampton county court. But unfortunately was just ignored. So probably only got myself to blame
                              It's not about blaming yourself it's about being pragmatic under the circumstances in which you now find yourself.

                              Do you have a copy of the CCJ? Was it a 'forthwith' order or was it an instalment order? I'm guessing the former not the latter if you never replied to the original summons. Please confirm and post up a copy of the CCJ if you have it.

                              Without seeing everything (the court history) a forthwith order may have the potential for you to apply to vary it. You may have missed the boat but give us a little more of the legal history in order for that to be considered as an option open to you.

                              Apart from acute embarrassment (I would be) would an Attachment of Earnings have a negative impact on your job? Some professions place a job at risk if there's a CCJ. At the moment your employer may not know about all this so negotiation with the Claimant (if possible) is something to think about.

                              Regardless of everything you must comply with that Court Order by 19th July.

                              Di
                              • 1 thank

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