Small Claims Courts

[sloane82]

Hi I have had £2100 worth of charges from Halifax. i am sending info to the small claims courts regarding this. do I have a good chance of winning i had overdraft charges of £35 unpaid cheque charges unpaid direct debit debit charges etc.

[nemesis45]

Re: Small Claims Courts

Hi I have had £2100 worth of charges from Halifax. i am sending info to the small claims courts regarding this. do I have a good chance of winning i had overdraft charges of £35 unpaid cheque charges unpaid direct debit debit charges etc.

Bank Charges have been almost impossible to reclaim since the then Office of Fair Trading lost a test case on charges.
Unless these charges have caused an high degree of provable hardship success is unlikely in my opinion.
nem

[sloane82]

Re: Small Claims Courts

Yes they have caused me financial hardship.

[stevemLS]

Re: Small Claims Courts

What do you mean "sending info" - you need to formulate a claim if you believe you have one.

But you will lose.

A court will not be able to make a decision in your favour because you plead hardship. The FOS might.

What is your question anyhow? It is a statement as it stands?

[sloane82]

Re: Small Claims Courts

I have sent the cheque and application off to money claims today.