Hi guys
I have just received a claim form from Mortimer Clarke acting for Cabot relating to a credit card
The card was from 2006 which I really didn't manage things well and which I couldn't afford so I stopped paying. I did ask for a copy of the credit agreement it never arrived and I never heard anything back. I really can't remember any details of it
I am now a student and not able to pay basically
So I have received a claim form now
It appears the debt was sold to Cabot in 2010. I have never been in contact with anyone for well over 6 years so I'm now surprised to have an actual claim form.
Can anyone help me with what I should say to the claim form in reply to say it shouldn't be able to be. CCJ because of the statute of limitations. I'm sure it's right that they can't take legal action because of the time while I understand they can still send general letters?
I'm panicking a little bit now about it all so I hope someone can help me with what I can reply to the claim for with.
Thanks in advance.
Apple
I have just received a claim form from Mortimer Clarke acting for Cabot relating to a credit card
The card was from 2006 which I really didn't manage things well and which I couldn't afford so I stopped paying. I did ask for a copy of the credit agreement it never arrived and I never heard anything back. I really can't remember any details of it
I am now a student and not able to pay basically
So I have received a claim form now
It appears the debt was sold to Cabot in 2010. I have never been in contact with anyone for well over 6 years so I'm now surprised to have an actual claim form.
Can anyone help me with what I should say to the claim form in reply to say it shouldn't be able to be. CCJ because of the statute of limitations. I'm sure it's right that they can't take legal action because of the time while I understand they can still send general letters?
I'm panicking a little bit now about it all so I hope someone can help me with what I can reply to the claim for with.
Thanks in advance.
Apple
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