Hi
looking for some help if possible.
I will try and keep it as short as possible.
I took out a loan of 8000 with Northern rock on 16th Jan 2007
i paid the next 6 instalments up until 29th June 2007
after this I missed the next couple of months payments,which lead them to try and get me to set up an instalment plan.
And then it all went quite!!
Didn't hear from them for years,then different agencies try to get in touch,
Arc Europe,Mortimer,Nram and recently Marlin and now Restons.
The most recent letter is from Restons which is a claim form giving me a few options stamped from Northamton county court stating I owe 18295!
My question is,where do I stand now?
I am aware that I should have been responsible with my payments,but with them leaving it with no correspondence for year,I had just put it all on the back boiler so to speak.
I cannot remember signing any documents for the loan
and with this now being over the 6 years since my last payment I have read that the loan could be cancelled?
i have got up until the 29th of this month to put my counter claim in.
Would really appreciate any help you could give me
cheers
Mikey
looking for some help if possible.
I will try and keep it as short as possible.
I took out a loan of 8000 with Northern rock on 16th Jan 2007
i paid the next 6 instalments up until 29th June 2007
after this I missed the next couple of months payments,which lead them to try and get me to set up an instalment plan.
And then it all went quite!!
Didn't hear from them for years,then different agencies try to get in touch,
Arc Europe,Mortimer,Nram and recently Marlin and now Restons.
The most recent letter is from Restons which is a claim form giving me a few options stamped from Northamton county court stating I owe 18295!
My question is,where do I stand now?
I am aware that I should have been responsible with my payments,but with them leaving it with no correspondence for year,I had just put it all on the back boiler so to speak.
I cannot remember signing any documents for the loan
and with this now being over the 6 years since my last payment I have read that the loan could be cancelled?
i have got up until the 29th of this month to put my counter claim in.
Would really appreciate any help you could give me
cheers
Mikey
Comment