My husband received letters from Lowell about 2 debts from over 6 years ago, I sent a letter re statue barred and their reply was that one had a CCJ attached and one a CCJ had been applied for but not obtained. Therefore neither were statute barred.
I understand this re the one where a CCJ had been obtained although it doesn't show up on any of the credit reporting agencies. But where do we stand re the applied for but not obtained? Also with regards to the over 6 years one do we tell them they have to reapply to the court to enforce it or just ignore them til we (if ever) get a LBA. Mainly concerned about collectors turning up when my daughter is alone in the house.
I understand this re the one where a CCJ had been obtained although it doesn't show up on any of the credit reporting agencies. But where do we stand re the applied for but not obtained? Also with regards to the over 6 years one do we tell them they have to reapply to the court to enforce it or just ignore them til we (if ever) get a LBA. Mainly concerned about collectors turning up when my daughter is alone in the house.


Comment