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Hello I recieved a letter from resolve call about a debt. I was in a bad way financially in 2008. I thought it was a credit card as there was limited detail. Turns out it was an overdraft which is now a lot of debt. I have no idea when it defaulted was in overdraft in 2007/8 and I know rules are differ for overdraft. Debt line told me to send a statement barred letter and not an SAR as that could restart it. If I am liable how would be the best way to reduce and work toward paying it. I'm unemployed with limited income
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Have you had a reply to the 'statute barred' letter?Lawyer (solicitor) - retired from practice, now supervising solicitor in a university law clinic. I do not advise by private message.
Litigants in Person should download and read the Judiciary's handbook for litigants in person: https://www.judiciary.uk/wp-content/..._in_Person.pdf -
Sending tomorrowComment
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Then wait for the reply, if any.Lawyer (solicitor) - retired from practice, now supervising solicitor in a university law clinic. I do not advise by private message.
Litigants in Person should download and read the Judiciary's handbook for litigants in person: https://www.judiciary.uk/wp-content/..._in_Person.pdfComment
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Sending a SAR with you name and address asking for data, which they may or may not hold isn't going to restart the clock.
That's not an acknowledgment of the debt.Comment
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