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Hi hopefully someone can help me, I live in Scotland and in June/July of 2018 I recieved a Simple Procedure from Shoosmiths on behalf of SSE Hydro for outstanding gas arrears. The amount was approximately £900. I disputed due to the fact I had moved out of the property in the May of 2017 and they were trying to claim up to October 2017. They also stated it was for electricity, when I paid by key meter.
They amended dates etc and I accepted liabilty for approx £700 of gas debt. I went into an agreement to pay Shoosmiths £40 a month to clear the balance.
I've so far paid £520. However, today I came home from work to a letter from SSE Hydro informing me that I had a balance of £484.88 to be paid and asked me to call. On the back it gave me a breakdown of the 'adjustments'. These include £226.07 of Litigation Fees, Litigation Interest and 5% VAT for every single fee and interest payment added on.
Not once was it said that I would continue to receive fees and charges, if it had I would of found a way to make higher payments. I'm not in a position to clear this debt off in one go. SSE wont speak to me despite the letter coming from them, they have a note on my account telling whoever's takes my call to direct me to court recovery (opening hours mon-fri so no resolution tonight).
Firstly; are they allowed to keep adding fees and interest on top when I am continuing to pay as agreed?
Secondly; if it is allowed, apart from selling a kidney what can I do to stop them adding so much interest?
I feel like I'm going to be paying this off forever!
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