• Welcome to the LegalBeagles Consumer and Legal Forum. If this is your first visit to LegalBeagles and you need assistance then you can ask a question here;
    Create a Thread
    Please Register to get the most out of the forum. Registration is free and only needs a username and email address.
    Please do not post your full name, reference numbers or any identifiable details on the forum.
  • A free service which provides vulnerable consumers the ability to record their personal circumstances at a given point in time when they are looking to protect themselves against further debt or related financial problems. This is done either by self-exclusion from credit and financial promotions or to slow down the credit application process.
    Vulnerable consumers can register for FREE


    Check if the Debt Collection Agency/Debt Purchaser contacting you is using the VRS register.



  • Filter
  • Time
  • Show
Clear All
new posts

  • CCJs

    I apologise if this is the wrong group to post this topic but I need some advice, I had a debt with hfc from 2007, a ccj was taken out on behalf of hfc in april 2008 by restons solicitors which included an entitlement of wages, I lost my job the following year and restons returned the debt to hfc in September 2009, I never received any letters regarding this ccj as all mail went to my previous addresses, but moneys were taken from my wages for around 12 months although I had no idea what it was going out for at the time. sometime later the debt was sold on to Lowells financial, and they took out a 2nd ccj in December 2014 via Lowells solicitors, again I knew nothing about this until judgement had been passed and I received a letter regarding this, and as I was afraid of bailiffs showing up I started making the monthly payments, but I didnt know about the original ccj at the time, I have now stopped the payments and sought out advice and have been told that the 2nd ccj doesn't stand as a 2nd ccj cant be taken out on the same debt, I've spoken with Lowells who claim the original ccj has passed and that the 2nd ccj is enforceable and that they wont put it aside, and I was told to post on here as there would be better advice to be had here, so basically i'm asking is the 2nd ccj enforceable or am I within my rights to withhold further payments based on the 2nd ccj having not have been served?
    Tags: None

  • #2
    Is it possible you can scan & upload all relevant documents.


    • #3
      which documents are you talking about as I don't have the court documents just letters from the courts confirming both ccjs


      View our Terms and Conditions

      LegalBeagles Group uses cookies to enhance your browsing experience and to create a secure and effective website. By using this website, you are consenting to such use.To find out more and learn how to manage cookies please read our Cookie and Privacy Policy.

      If you would like to opt in, or out, of receiving news and marketing from LegalBeagles Group Ltd you can amend your settings at any time here.

      If you would like to cancel your registration please Contact Us. We will delete your user details on request, however, any previously posted user content will remain on the site with your username removed and 'Guest' inserted.



      Court Claim ?

      Guides and Letters

      Search and Compare fixed fee legal services and find a solicitor near you.

      Find a Law Firm