Sapphire v Aktiv Krapital

We owe £600.02 to DFS who have assigned this to Aktive Kapital, who must have cleared a whole rainforest sending us letters.
Anyway I decided to use the letter in template library for offer them a full and final settlement of approx £150 (I said approx so there is room to negotiate) and I also said that I could pay in about 4 weeks of receipt of their written agreement to the offer.

Here's what I have received back.

Dear Saffy,

We acknowledge receipt of you recent correspondence, regarding the above account.

We write to confirm we will accept £500 as a short settlement figure of the above account. The payment must be made on or before the 31 May 2008.

Upon on clearance of your payment the account will be closed and any credit files will be updated as partial settlement.

Does it look to anyone that they have not bothered to read through my letter at all ?

[Paule]

Re: Sapphire v Aktive Kapital

It looks like they are asking for a F&F of £500 as opposed to your offer of £150

PKea

[Curlyben]

Re: Sapphire v Aktive Kapital

Oh deary me.
Erm have they actually proved that they can legally collect this debt ?

[Sapphire]

Re: Sapphire v Aktive Kapital

hmmmmm are we talking CCA here if so let me have a root through the file .......................

Oooooops missed that, have had a small brainstorm and now realise that I havn't done a CCA request for this shower, or indeed if I have I can't find it.

Is it too late as there is a CCJ attached to this?

[Amethyst]

Re: Sapphire v Aktiv Krapital

Whats the CCJ honey - is it installments ? when was it obtained and for how much etc.

[Curlyben]

Re: Sapphire v Aktiv Krapital

Whether there is a CCJ or not AK must still prove they can collect this debt.
Who brought the original CCJ ?