help please

[Paule]

Re: help please

This is a payplan letter

Barclaycard
FAO: Paul Glenning
External Relationship Team
Barclaycard Hse, PO Box 28, Kirkby
Liverpool
L32 8XN

22nd April 2008

Mr ***

Payplan ID: DMP******

Name............... Number........................ Reference........................Amount
Mrs ********.....492************* ....4*************** ...622.54

Dear Sirs

I write to confirm that I have entered into an Informal Arrangement with my creditors as I am experiencing financial
difficulties. The arrangement is being supervised by Payplan.

Payplan offers a completely FREE service to its clients and is funded by the credit industry.

Should you have any queries, please do not hesitate to contact Payplan.

Yours faithfully

Mr PKea

[WendyB]

Re: help please

Try this

With reference to our recent correspondence, I write to advise you, once again, that I am now in a DMP with CCCS and have been for the past 4 months, following advice taken from yourselves..
Please be advised that your continued letters and telephone calls to be harassment and as such will be reporting your company to Trading Standards and the OFT should this harassment continue. OFT guidelines are very clear on the matters of debt collection, and I enclose a copy for your information.

Should you have any queries, please contact CCCS on/at wherever.



Just codged this up, might need a bit of tweaking.

[WendyB]

Re: help please

and you could chuck a bit of this in as well, if you think its relevant

" I DO NOT give you permission to contact me by telephone, and request that my telephone number is removed from your records immediately.

I would also like to make you aware of The Office of Fair Trading Code of Guidance in which it states: putting pressure on debtors or third parties is considered to be oppressive. This includes: Ignoring disputes about whether money is owed and refusing to freeze action if the debt is in dispute. I have included copies of the Guidance for your information, with the relevant items highlighted for ease of reference.

I therefore hope to receive your full co-operation in this matter and would like to request a written response to that effect."

[Amethyst]

Re: help please

Ace Wendy.

Following on from the previous telephone harrasment letter you need to give trading standards a call as well.





Dear Blobbystinkypants

With reference to our recent correspondence, I write to advise you, once again, that I am in a Debt Management Plan with the Consumer Credit Counselling Service. My client reference is XXXXXXXXX.

As such payments are being made of £X per calendar month. This is the maximum amount I am able to afford.

" I DO NOT give you permission to contact me by telephone, and request that my telephone number is removed from your records immediately.

Please be advised that I consider your continued letters and telephone calls to be harassment and as I have previously notified you of this, I shall now be reporting your company to Trading Standards and the Office of Fair Trading.

The Office of Fair Trading guidelines are very clear on the matters of debt collection, and I enclose a copy for your information.

Should you have any queries regarding my payments to this account please contact the Consumer Credit Counselling Service at xxxxxxaddyxxxxxxxxxx

Yours

Nellys son

[enaid]

Re: help please

Bless you all xxxxxxxxxxxxxx