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Hello,
so on the 7th Feb 2014 Bryan Carter on behalf of Lowell submitted a CCJ against me, however I am 99% sure this debt is 6 years old (just).
I acknowledged it online on the 19th and on the same day sent a CPR 31.14 request, a CCA and SAR to the applicable companies. (its an old Lloyds loan).
On the 22nd I received a response from Bryant Carter to my CPR 31.14 request, please see below.
Dear Mrs Hindes.
We write further to your recent correspondence requesting disclosure under Part 31 of the Civil Procedure Rules.
We confirm the Claim Form was issued by the Northampton County Court Bulk Centre and that the Court's Protocol was followed when issuing the Claimant's Particulars of Claim. Practice Direction 7C point 1.4 (3A) eliminates the requirements to attach the documents to the Particulars of Claim when they are issued by this Court.
we confirm this matter will most properly be allocated to the Small Claims Track as this is a simple contractual matter and Part 31 of the Civil Procedure Rules will therefore not apply.
In any event the Notices of Default and Assignment left the control of the Claimant when they were dispatched to you.
It is the original creditor's policy to issue agreements at the start of the contract and statements throughout the duration of the agreement and, in this regard, we ask you to refer to your own records.
We confirm we are not agreeable to an extension for filing your defence.
We confirm we are not in receipt of your acknowledgement of service.
As you will be aware a Claim was issued in this matter on 6 February 2014. Please respond to the Claim using the Response Pack provided by the Court. You should comply with the deadlines outlined by the Court in order to avoid a default Judgment being entered against you.
Please help, I have no clue what next.
so on the 7th Feb 2014 Bryan Carter on behalf of Lowell submitted a CCJ against me, however I am 99% sure this debt is 6 years old (just).
I acknowledged it online on the 19th and on the same day sent a CPR 31.14 request, a CCA and SAR to the applicable companies. (its an old Lloyds loan).
On the 22nd I received a response from Bryant Carter to my CPR 31.14 request, please see below.
Dear Mrs Hindes.
We write further to your recent correspondence requesting disclosure under Part 31 of the Civil Procedure Rules.
We confirm the Claim Form was issued by the Northampton County Court Bulk Centre and that the Court's Protocol was followed when issuing the Claimant's Particulars of Claim. Practice Direction 7C point 1.4 (3A) eliminates the requirements to attach the documents to the Particulars of Claim when they are issued by this Court.
we confirm this matter will most properly be allocated to the Small Claims Track as this is a simple contractual matter and Part 31 of the Civil Procedure Rules will therefore not apply.
In any event the Notices of Default and Assignment left the control of the Claimant when they were dispatched to you.
It is the original creditor's policy to issue agreements at the start of the contract and statements throughout the duration of the agreement and, in this regard, we ask you to refer to your own records.
We confirm we are not agreeable to an extension for filing your defence.
We confirm we are not in receipt of your acknowledgement of service.
As you will be aware a Claim was issued in this matter on 6 February 2014. Please respond to the Claim using the Response Pack provided by the Court. You should comply with the deadlines outlined by the Court in order to avoid a default Judgment being entered against you.
Please help, I have no clue what next.
Apologies for not coming back to you last night.
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