Hi All
This is about a saga I have been having with Gothia Limited and their legal advisors, Largo Law.
On the 13/08/2009, Gothia Limited informed me they were holding a CCJ in my name and they wanted me to repay the debt of £1426.62 which included legal costs of £369.25.
During July 2009, I informed Gothia that my credit file was clear of any outstanding CCJ’s which stretched back to 2001. Here, Gothia made a search of my credit file, and could not fail to notice the freedom of CCJ’s.
Just 6 days before Gothia sent me their letter, their case notes revealed:
An account which has benefit of Judgment cannot become statute barred.
Gothia Limited and the original creditor could not have obtained a Judgment which attracted legal costs. I have been informed thia matter concerns “taking advantage of a pecuniary situation, which is deception.”
The Police do not want to involve themselves in consumer law, unless money has been stolen and that proof of theft has occurred.
I would appreciate comments of advice
MuchConcerned
This is about a saga I have been having with Gothia Limited and their legal advisors, Largo Law.
On the 13/08/2009, Gothia Limited informed me they were holding a CCJ in my name and they wanted me to repay the debt of £1426.62 which included legal costs of £369.25.
During July 2009, I informed Gothia that my credit file was clear of any outstanding CCJ’s which stretched back to 2001. Here, Gothia made a search of my credit file, and could not fail to notice the freedom of CCJ’s.
Just 6 days before Gothia sent me their letter, their case notes revealed:
30/05/2008 |
TXT |
Legal review: Personal Loan: Last paid 29/07/1992 |
30/05/2008 |
TXT |
Procedure type change: New procedure STAT-B010 issue discount letter |
07/05/2009 |
TXT |
Standard procedure stage processed. Park ready for sale (STAT-B999) |
07/08/2009 |
TXT |
Send case to RCM - Stat-Barred |
Gothia Limited and the original creditor could not have obtained a Judgment which attracted legal costs. I have been informed thia matter concerns “taking advantage of a pecuniary situation, which is deception.”
The Police do not want to involve themselves in consumer law, unless money has been stolen and that proof of theft has occurred.
I would appreciate comments of advice
MuchConcerned
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