Capital Resolve home visit

[mtd4369]

Hi, I have received a letter saying
Notice of a home visit
we recently wrote to you requesting that you either pay the above overdue amount or contact us so that a resolution to this outstanding matter can be found.

We will now make arrangements for a Debt Recovery Officer to call at your property on the 16th January 2014 between 10am and 8pm. Please contact us if you want to make a specific appointment.

The debt is it says for £190, and this is the first correspondence I have received regarding this matter. I live in Scotland. Is there anything In should or shouldn't do?. Do you think they will call and if they do what are my rights.Thanks

[wales01man]

Re: Capital Resolve home visit

You have the right to not answer the door they have no rights AT ALL!

[CleverClogs]

Re: Capital Resolve home visit

Tell the numpties that it's not convenient but that you'll see them on 29^th February 2014.

[enquirer]

Re: Capital Resolve home visit

Are you, or anyone else named on this letter? Was it delivered by hand, or by mail?

[mtd4369]

Re: Capital Resolve home visit

Are you, or anyone else named on this letter? Was it delivered by hand, or by mail?

yes I am named and it was by mail

[CleverClogs]

Re: Capital Resolve home visit

So, are you going to tell them to send their goon round on 29^th February 2014? :grin:

[mtd4369]

Re: Capital Resolve home visit

So, are you going to tell them to send their goon round on 29^th February 2014? :grin:

as this is the first correspondence from them, I didn't now if I should even confirm that I live here?

[wales01man]

Re: Capital Resolve home visit

Unless you want to pay them ignore them they have no right to knock on your door or demand anything,

[CleverClogs]

Re: Capital Resolve home visit

Unless you want to pay them ignore them they have no right to knock on your door or demand anything,

Not even if they turn up on 29^th February 2014? :rofl:

[CleverClogs]

Re: Capital Resolve home visit

as this is the first correspondence from them, I didn't now if I should even confirm that I live here?

Do you believe that you might owe the money?

To whom was it owed and when was the debt incurred?

When did you last acknowledge it or last make a payment towards it?

[mtd4369]

Re: Capital Resolve home visit

Do you believe that you might owe the money?

To whom was it owed and when was the debt incurred?

When did you last acknowledge it or last make a payment towards it?

the creditor is Certegy Limited ??? whoever they are, I have never knowingly had any dealings with this company, I have never acknowledged it or made a payment towards it and it doesn't mention a date

[CleverClogs]

Re: Capital Resolve home visit

They seem to be another debt purchase parasite.

Do you recall owing anything like that amount to anyone?

[bluebottle]

Re: Capital Resolve home visit

So there is doubt as to whether you are actually the debtor or the debt can be attributed to you? This means Capital Resolve is breaching OFT Debt Collection rules by their actions. You are fully within your rights to refuse to deal with these parasites and if one of their goons does turn up, they will be trespassing and liable to be removed as a trespasser.

[mtd4369]

Re: Capital Resolve home visit

They seem to be another debt purchase parasite.

Do you recall owing anything like that amount to anyone?

no and I definitely havent in the last 5 years or so

[bluebottle]

Re: Capital Resolve home visit

no and I definitely havent in the last 5 years or so

Then Capital Resolve are on very dangerous ground, in the legal sense.