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Re: Capquest
Sorry about posting again but it all seems to have sped up this weekend. I have looked again and found that the two credit agreements sent for very.co.uk and for littlewoods are wrong. They have sent me two identical credit agreements for both. Same amount owed etc. They've sent me the woolworths one for both. In the letter for Very it says I owe £244 and in the agreement attached it says the same as Woolworths which is £480. They phoned today and for the first time I answered. No security went through but I did tell them they sent the wrong agreement. They say will send another. I also queried my signature and the tick box and said I hadn't signed anything. He said something about various laws etc and that when I signed up I would have had to sign something. I did not. That they were allowed to type my name in etc as they did not have to by law send me the original. I absolute 100% know that I signed nothing for these catalogues. So seems that they are allowed to type my name in for me.
I mentioned sending 2 x £10 postal orders so I can see all the charges etc on the accounts but couldn't remember the name of it so would be grateful if someone knows which letter I need to send. He sniggered and said the only one he knows of is SAR and that wouldn't tell me all the charges and that they don't have to tell me all the charges added.
Must admit is wearing me down now. I did something stupid too apart from answering the phone in the first place. I invited him to take me to court and that I'd be happy to go. (No idea why I said that but was upset). He said we don't go to court. So I asked him was he going to beat me with a stick to get the money then that I didn't have?
Sometimes I think I need to never be let out
Any advice for the ongoing saga would appreciated. Any tellings off for answering the phone properly for the first time will be accepted
I have no idea how to even start with Jacamo. They have shocked me to be honest with the amount of charges. From £1300 to over £1800 and counting. They won't discuss anything except normal payments. They want detailed and indepth listings of my medical condtions and a doctors letter. I'm not doing that its personal to me and that was upsetting. They keep saying on letters I've refused to offer payments and thats all I do.
My anxiety is at an all time high and i have no idea what to do now. I dont own anything of value and have pictures of them taking my sofa and things out the door. My health is very poor now and although its my own fault, because I'm on my own that I'm drowning in this debt.
Sorry about posting again but it all seems to have sped up this weekend. I have looked again and found that the two credit agreements sent for very.co.uk and for littlewoods are wrong. They have sent me two identical credit agreements for both. Same amount owed etc. They've sent me the woolworths one for both. In the letter for Very it says I owe £244 and in the agreement attached it says the same as Woolworths which is £480. They phoned today and for the first time I answered. No security went through but I did tell them they sent the wrong agreement. They say will send another. I also queried my signature and the tick box and said I hadn't signed anything. He said something about various laws etc and that when I signed up I would have had to sign something. I did not. That they were allowed to type my name in etc as they did not have to by law send me the original. I absolute 100% know that I signed nothing for these catalogues. So seems that they are allowed to type my name in for me.
I mentioned sending 2 x £10 postal orders so I can see all the charges etc on the accounts but couldn't remember the name of it so would be grateful if someone knows which letter I need to send. He sniggered and said the only one he knows of is SAR and that wouldn't tell me all the charges and that they don't have to tell me all the charges added.
Must admit is wearing me down now. I did something stupid too apart from answering the phone in the first place. I invited him to take me to court and that I'd be happy to go. (No idea why I said that but was upset). He said we don't go to court. So I asked him was he going to beat me with a stick to get the money then that I didn't have?
Sometimes I think I need to never be let out
Any advice for the ongoing saga would appreciated. Any tellings off for answering the phone properly for the first time will be accepted
I have no idea how to even start with Jacamo. They have shocked me to be honest with the amount of charges. From £1300 to over £1800 and counting. They won't discuss anything except normal payments. They want detailed and indepth listings of my medical condtions and a doctors letter. I'm not doing that its personal to me and that was upsetting. They keep saying on letters I've refused to offer payments and thats all I do. My anxiety is at an all time high and i have no idea what to do now. I dont own anything of value and have pictures of them taking my sofa and things out the door. My health is very poor now and although its my own fault, because I'm on my own that I'm drowning in this debt.
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