Malakai26 v Halifax

[Amethyst]

New thread for Malakai26 v Halifax - original thread here

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[FlamingParrot]

Re: Malakai26 v Halifax

2) Halifax I owe £7,130 they passed it to Blair Oliver and Stone Ltd but this one still seems to be owned by Halifax

Do you mean Blair, Oliver and Scott by any chance? If so, they are in-house debt collectors for the Halifax/BOS group, as can be seen on this page: http://www.blairoliverscott.co.uk/payment.html

That means the debt hasn't been sold. If memory serves me, you were going to send a CCA request to these guys. :noidea:

[Malakai26]

Re: Malakai26 v Halifax

If memory serves me, you were going to send a CCA request to these guys. :noidea:

Your memory is spot on. I haven't heard from them for ages just been paying my £5 token payment. Should I wait to send the CCA request till I receive any letters, or just send it anyway? :decision:

[FlamingParrot]

Re: Malakai26 v Halifax

Your memory is spot on. I haven't heard from them for ages just been paying my £5 token payment. Should I wait to send the CCA request till I receive any letters, or just send it anyway? :decision:

Up to you whether you are happy to keep paying £5/month indefinitely (and the debt never going SBd as long as you keep doing so), or whether you want to see if there is a chance of stopping payments and letting it go SBd if they can't produce a compliant agreement. No need to stop your tokens while you wait. I know what I'd do (actually, what I have done )