Capquest on the loose..........................

[FlamingParrot]

Re: Capquest on the loose..........................

soooooo an SAR is on it's way to Lloyds......

:clap2: :clap2: :thumb:

in the interim I've received a letter from Capquest saying that they were following the lba protocol as they sent me some credit card statements (from 2007 until the default date) however they've gone on to say they will be requesting all of the relevant documents from Lloyds. Which has confused me somewhat as they have already sent me a recon CCA. I believe the original credit card was actually taken out with the TSB before they merged with Lloyds (it was taken out in 1993) so why would Lloyds have all of the original docs anyway?

Lloyds *should* have obtained the agreements from TSB when they merged, in theory at least. Given the card is over 20 years old, I wonder how a recon was so easily obtained. :noidea:

My old A&L card was from around that time, sold to MBNA in 2002, defaulted in 2010, no agreement was available, not even a flimsy attempt at a reckon. :tape2:

[jules1707]

Re: Capquest on the loose..........................

Well I've just received a letter from Capquest informing me that enclosed is the info as requested from Lloyds...........it's exactly the same recon cca they sent a few months ago! apparently my account is on hold fod 14 days then they wilk refer it baxk to the collections dept..........I'm getting dizzy.......I take it I wait for a letter from the collections dept?

[FlamingParrot]

Re: Capquest on the loose..........................

Well I've just received a letter from Capquest informing me that enclosed is the info as requested from Lloyds...........it's exactly the same recon cca they sent a few months ago! apparently my account is on hold fod 14 days then they wilk refer it baxk to the collections dept..........I'm getting dizzy.......I take it I wait for a letter from the collections dept?

Indeed! Sounds like they've backtracked a little, from a LBA back to the collections dept...

Do post up when you hear from them again. :typing:

[jules1707]

Re: Capquest on the loose..........................

Well as you can tell my last post was July 2014 and I've not heard anything else since then and the debt is now SB. It sure does pay to persevere...........................I wouldn't have been able to do it without the help and support of guys like you though so a huge thank you for everything :beagle: dogged determination wins out.....................